Auto Refinance Resources
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How Can I Lower My Car Payment?
Times are hard right now for many people, and the ballooning inflation we are seeing doesn’t seem to be letting up. It leaves many people to wonder, “how can I save some money” – and specifically, “how can I lower my car payment?”If you are like most p...

Is Now A Good Time To Refinance A Loan? May 2022
If you are looking to buy a new car, you may be wondering if now is a good time. Fortunately, car loan rates tend to be a little less sensitive than other types of loans. So even though the Fed has announced that it will be steadily raising rates throu...

Does it Cost Money To Get an Auto Loan Refinance?
Refinancing your car loan is a great way to save money. Whether money's a little tight or you want to open up more monthly cash flow for more important things, either refinancing to a lower car loan APR or by changing your repayment term can drasticall...

5 Smart Money Moves You Can Make in 2022
2022 is well underway, and it’s time to check in on our resolutions and goals. If your goal was to save more money, we are here to help give you a little extra motivation. With prices going through the roof and inflation creeping higher and higher ever...

Why You Need To Start Saving For Retirement Now (And How)
If you are in your 20s (or even your 30s!), retirement probably feels a looooong way off. So starting a retirement account is probably not at the top of your to-do list. But starting a retirement savings plan early on is a great way to set yourself up ...

What Credit Score Do You Need to Refinance a Car?
The market values are still low and you know that now is the time to refinance your car loan. But how do you know if you qualify? Is there a minimum credit score that you need to refinance your car? Today we are talking about what credit score you need...

Why You Should Check Your Credit Report
Credit reports are incredibly important to our daily lives, whether we realize it or not. But far too many people do not regularly check their reports, and it can have negative effects on their financial wellbeing. Whether you want to buy a home, refin...

What are the Requirements to Refinance a Car?
There is so much talk lately about loan refinancing. The market rates are low, yet they are expected to rise throughout the year, so the time to refinance is prime. But what do you need to refinance your car loan? What are the requirements, and if you ...

How Fast Do Motorcycles Depreciate?
We’ve all heard how fast cars depreciate. The second you drive them off the lot it is estimated that they lose about 10% of their value. But what about motorcycles? Do they depreciate the same way? Today we are talking about why motorcycles depreciate ...

Should You Ever Refinance Your Car Loan?
Refinancing your car can be a very beneficial move for you. But how do you know when the timing is right? Today we are talking about trends in the auto finance industry and how you can decide if refinancing your car loan is a good idea.Interest rates a...

If I Refinance My Car Loan, How Do I Know the Pay Off Amount?
Refinancing your car loan can seem like a complicated and confusing process. But it is actually super simple and easy! Refinancing is when you take out one loan to pay off another loan. But how do you know what the payoff amount will be?Here’s how to ...

Electric vs. Gas Cars: Deciding Which to Buy
You’re gearing up to buy your new car and suddenly you have one more thing to think about; do you want an electric car or a gas car? A decade ago the choices were very limited, but now there are more options when it comes to electric cars. So if you’re...

How to Sell a Car Privately
Buying a new car is exciting, selling your old one may not be as exciting. There are two options you have as a car owner: selling your car privately or selling your car to a dealership. And while there are perks and downfalls to both options, selling y...

Top 6 Money Moves To Make Before You Are 25
When you are young, it’s easy to feel overwhelmed by money decisions. On one hand, you might be out on your own for the first time and have a lot of expenses (maybe more than you anticipated). But on the other hand, you know that how you handle your mo...

What is APR and How is it Calculated?
You’ve probably heard the term APR tossed around a lot. But what does APR stand for, and what is the difference between interest rate and APR? While these terms are similar, they are not exactly the same. Today we are talking all about interest rates, ...

What is a Good Rate for a Truck Loan?
The demand for trucks right now is at an all time high, so buying a truck can feel a bit overwhelming. With prices higher than ever, you want to make sure, if you're buying, you're getting a good rate on your truck loan.If you're in the market for a ne...

Questions You Should Ask Before You Lease a Car
When you decide to lease a car, there are a number of things you need to consider. From the lease term to the mileage limits to the hidden fees, there is a lot to unpack. But before we get into the nitty gritty of specific lease questions, you need to ...

What is a Good Rate for a Car Loan?
If you are looking to buy a new car, there’s a good chance you will need to apply for financing. The good news is, car loan APRs are lower now than ever, making it the perfect time to buy a car or refinance your car loan.So, how do you know if you are ...

What Credit Score Do You Need to Lease a Car?
Car leasing has become more and more popular over the past decade. And it’s no surprise; there are many benefits to leasing a car. You get to trade in and get a new car every few years, you don’t have to worry much about maintenance, and the monthly pa...

How Much Money Does It Cost To Get an Auto Loan Refinance?
If auto loan refinance has been on your mind, you are probably wondering about all the pros and cons. While you have heard that refinancing your car loan can save you a lot of money in the long run, what about the upfront costs? Does it cost money to g...

Why is it Better To Lease a Car Instead of Buying One?
When you finally decide to get a new car, your first instinct may be to buy. But have you considered that leasing might be a better option? There are a lot of benefits to buying a car, but for many people, the perks of leasing a car will far outweigh t...

Which Car Refinance Companies Are Legit?
With car loan interest rates still at a record low, car refinancing is more popular now than ever. And for good reason – in the past two years, car loan interest rates have dropped almost 1.5% on average, which adds up to a lot of savings. Many people ...

Will Refinancing My Car Loan Hurt My Credit?
Refinancing your car loan can be a great idea for a lot of reasons. If you are like most people, you are probably overpaying significantly on your car payments every month. Maybe you got talked into a bad deal, or maybe market interest rates were highe...

What Questions Should You Ask Before You Lease a Car?
Getting a new car is always an exciting time, but it can also feel a little overwhelming. And this is especially so if you are looking to lease a car for the first time. Today we are talking about the must-ask questions of car leases. But before we get...

Do I Need a Down Payment To Refinance my Car Loan?
When you buy a car, a down payment is usually part of the routine. Having a down payment when you buy a car can reduce your payments significantly and also help ensure that your car loan doesn’t end up underwater.But what about when you refinance a car...
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