Car Lease Buyout Loan

Own your car.
We make it simple.
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Keep your car when your lease is up with Auto Approve.
What is an auto lease purchase?
Whether your mileage is more or less than predicted when you took out your lease and you want to save money or you just aren’t ready to part with your leased car, we can facilitate a loan to help you buy out your lease in full.
Why buy out your lease with Auto Approve?
We have great, competitive rates and a simplified process to make your auto lease purchase practically breezy. We handle titling and finding the right loan for your buyout – and, with Auto Approve, you can also include GAP insurance and an extended auto warranty built into your new loan, so you get protection and peace of mind.
And in the end…
You’ll get an incredible low rate, the protection you need for your vehicle, and the car you’ve loved all these years.
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Add A Vehicle Protection Plan
Great service doesn’t end at refinancing. When your warranty runs out is when you most need coverage against wear and tear. Save money and bundle your payments when you add an extended auto warranty to your loan with Auto Approve.
Your Choice of Mechanic
Already have a mechanic in mind? Choose any ASE-certified mechanic, anywhere in the United States. We’ll pay them directly, hassle-free.
24/7 roadside assistance
Wherever you are, at any hour of any day, if you need us, we’ll be there. (As long as what you need is roadside assistance.)
Rental cars reimbursed
Life doesn’t stop because your car’s in the shop. We’ll reimburse you for your rental car up to $50 per day.
Courtesy towing
Need a tow truck? We’ve got one. Say the word and we’ll handle the towing – at no additional cost to you.
Save Thousands
Parts can break down without warning, costing you thousands of dollars. An extended auto warranty means you’re protected against surprises.
Flexible financing made easy
And best of all, your extended auto warranty can be built into your loan, so all you have to do is make one easy monthly payment.
Plus GAP to fill the gaps.
Guaranteed Asset Protection (GAP) usually comes with your loan. When you refinance, we’ll work with you to make sure your new loan comes with the GAP insurance that makes sense for you.
Protect against depreciation
The purpose of GAP insurance is to cover the difference between what you owe on your loan and what your car is really worth. Since cars depreciate from the moment they’re purchased, GAP protects you from negative equity.
There when you need it most
GAP swoops in when bad things happen. If your car is totalled or stolen, your Comprehensive and Collision coverage factors in depreciation to what they’ll pay out, so you end up owing the difference between the car’s worth and your loan amount – unless you have GAP to pay that difference.
Just a few dollars a month
The best news is, most GAP coverage is less than $14 a month, so as coverage goes, it offers a pretty great return on investment if you ever actually need it.
Why Auto Approve?
It’s time to make a change.
Interest rates today are historically low – most people are paying too much on their auto loan. Now is the time to refinance and lower your monthly payment. We’ll make it happen.
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Our customers love us.
With an A+ rating from the Better Business Bureau and a 96% would-recommend rating on LendingTree, you can refinance with us with confidence.
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The personalized service you deserve.
At Auto Approve, you get the service that works for you. Want a human? We’re real people and ready to chat.
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The deal that’s right for you.
We’ll work to personally make sure you get the best deal for you. We’re your advocate, getting lenders to compete to find a great fit for your needs. And then we do the paperwork to make it happen. (Yes, we even handle the DMV.)
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No mark-ups. Ever.
Unlike our competitors, we never mark up the rate you pay. Some companies will give you a higher rate than the bank actually offers and pocket the difference. With Auto Approve, your savings are passed on to you directly.
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More money in your pocket.
The most important thing we do is lower your monthly payments. Refinance with Auto Approve, you’ll have more cash to spend on the things you love. Because, in the end, our mission is more money for what matters to you.
The right product to save you money.
From Auto Refinance to Vehicle Protection plans, Auto Approve is with you every step of the way.
Auto Refinance
Most people are paying too much on their car loan. Put that money back in your pocket, we’ll help you get the rate you deserve.
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Motorcycle Refinance
Yep, we can refinance your hog too. Or your RV, ATV, or boat. (And if you have all four, be our friend?)
Learn More
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When Should I Refinance My Car?
Can You Refinance Your Motorcycle Loan?
Fees to Be Aware of At the End of Your Car Lease
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*APR and Fees Disclosure: Auto Approve works with lenders to find you the best Annual Percentage Rate (APR), which is based on factors like your credit history, vehicle and desired payment terms. Fees to complete your loan refinance vary by state and lender; they generally include admin fees, doc fees, DMV and title. Advertised 2.25% APR based on: 2019 model year or newer vehicle, 730 minimum FICO credit score, and loan term up to 72 months. All loans subject to credit and lender approval.

Auto Approve has an A+ rating with the BBB and is located at 6200 Shingle Creek Pkwy Suite 400, Brooklyn Center, MN 55430. Auto Approve works with lenders to find its customers the best terms and APR, which are based on factors like credit history, vehicle, and desired payment terms. Loan amounts, costs, and fees vary by state and lender; they generally include admin fees, doc fees, DMV, and title fees, depending on the lender and period of repayment. There is no fee to obtain a quote and all refinancing-related costs are included in the amount financed so there are no out-of-pocket costs!  For more information, please go to

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