Auto Refinance Resources

The word refinancing is thrown around all the time these days. From mortgage refinancing to student loan refinancing, everyone is buzzing with talks of low interest rates. But what exactly is refinancing, and how does car refinancing work? In this arti...

Always dreamed of owning a motorcycle, but never been able to pull together the cash to make that dream a reality? Recently bought a hog and wondering if the rate you got was reasonable? Whatever you're looking for, we're here to give you all the answe...

Gap insurance (Guaranteed Asset Protection) is optional insurance that kicks in if your car is totaled or stolen. It essentially covers the “gap” between what you still owe on the car and the depreciated value of the car. Let’s look a little closer at ...

There are a number of reasons why you might want to get out of your car lease early. Maybe you just lost your job, and the payments are too much to keep up on. Maybe the car isn’t as great as you hoped it would be, and it’s just not fitting your needs ...

Leasing a car is a very popular option for many these days. But what happens when you love your car, and you just can’t bear to say goodbye?When your car lease comes to an end, you typically have three options to choose from: lease trade in, lease turn...

So, you have a car, you love it, but the interest rate... isn't so hot. You're probably wondering whether refinancing could help and, if so, when you can refinance.First, let's talk about vehicle refinancing. When you refinance a car, you are paying of...

The refinancing process can lower your monthly payments and help you get out of debt faster. The answer to the question "should I refinance my car now?" depends on your situation, but if you're thinking about it, here are some things to consider:Is you...

Are refinance rates different from the rates on new car loans other people are getting? It's a worthy question.Everywhere you turn, it seems like people are talking about interest rates. Terms like “historically low” and “all time low” are being tossed...

If you're like most people these days, you may wondering how you can stretch your paycheck a little more this month. With the cost of everything rising left and right, whether you're trying to make ends meet, looking to save for a big purchase, or simp...

Let’s talk about vehicle service contracts – what they are and why you could end up wanting one.See, as part of purchasing a new car, typically, repairs and mechanical issues are covered by the manufacturer’s warranty – for a few years. This coverage p...

Thinking about refinancing your SUV? You're in the right place. Refinancing is the process of taking out a new loan to pay off the balance of your existing loan, and there are a number of good reasons you might want to refinance a vehicle. Perhaps your...

If you're thinking about refinancing your vehicle, you might come across the term “LTV” or “loan-to-value”. The loan to value ratio is one of the most important parts of a new car loan – or refinance. After all, the refinance process is basically apply...

It can be easy to get caught up in the car leasing gimmicks that are floating around all media and advertising spaces today. Many of these ads will claim that a lease is only $58 per week or $139 bi-weekly. These companies will state that it is easier ...

It started with toilet paper and aluminum cans, then bicycles and lumber. The world has gone through wild cycles of demand and supply over the last year, but not many people could have predicted this economic brain-teaser: car prices are through the (m...

Plans change, things happen, and unexpected events can throw us totally off-course from what we thought we needed in our daily lives. When it comes to the terms of your auto agreement, a lease might have seemed like an apt solution at one point; yet, d...

Countless articles cover refinancing a car or terminating car leases prematurely today. But, what about motorcycle loans? Does it work the same way it does with a regular car loan? The answer is yes, you can refinance your motorcycle loan, and we’re go...

Too many people assume that their auto loan is something they are locked into forever. They assume there is no wiggle room or alternative financing options that may make more sense down the line. When things and situations change in your life, the mont...

We can’t always control the circumstances in our lives, which is why at times, our financial situations may change without warning. Whether you want to simply lower your car payment, you want a lower interest rate, or you want to remove a co-borrower f...

It’s hard to overstate the importance of a good credit score. After all, they are the main factor that lenders use when determining whether or not you are a good candidate for a loan. But your credit score is important for reasons beyond borrowing. A g...

When you are applying for a car loan, you may be wondering what lenders are taking into consideration. Just how far do they dig, and how can you be sure that you will be approved for a new car loan? Here’s how banks determine car loan eligibility (and ...

Insurance, warranties, vehicle protection plans, GAP insurance. Let’s be honest, it can be downright confusing to keep all of these products straight. While they are all meant to protect your property, they all work in different ways and protect you in...