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What should you have in your car emergency kit?Whether you’ve just bought your first car or are simply taking a moment to reassess the essentials you keep in your vehicle, there are a few things you should have in your car for emergencies.With this list, you can make sure you’re prepared for many of the most common roadside issues, no matter whether you’re driving in wintry conditions or summer heat, an electric or gas vehicle, in the city or off the beaten path.Let’s take a look.10 Things To Put On Your Car Emergency Kit ListIt’s important to have an emergency kit for your home and for your vehicle, especially as natural disasters become more frequent and move to new areas. Here are some top recommendations for your emergency kit for your car. Take a peek and decide which are right for you, your vehicle, and the places you drive.1. Flashlight & FlaresOne of the most important things to have in your trunk is something you can use both to signal other drivers that you’re broken down or need roadside assistance and to light your way should anything happen after dark. While reflective gear is great (and also recommended!), something that reliably casts a light is a must for your vehicle. Be sure to check the batteries on your flashlight regularly and keep extras around just in case.2. Reflective Triangle & GearBeing able to see is important – and so is being seen. A flare or a flashlight is essential for illumination, but reflective clothes and a reflective triangle are equally essential. The clothing makes you more visible if you need to navigate around a broken down vehicle in an emergency at night and can protect you if, worst case scenario, you need to walk to safety along a poorly lit road without proper sidewalks.While flares and reflective triangles serve similar purposes, you may want to consider having both. Flares are generally designed to be long-lasting and robust enough to stay lit even in rain and high winds and offer increased visibility, but a reflective triangle can give you extra reassurance that you’ll be seen no matter what should the flare, for example, get soaked to the point where it can’t be lit.3. ProvisionsOne of the best things to keep in your car in case of emergency is water. This is especially true if you’re driving in the summer or somewhere hot, but really should be part of every emergency pack. Another essential to carry in your trunk kit is shelf stable snacks or ready-to-eat meals. You want something pretty calorie-dense and filling that will last in your trunk for quite some time. People who take emergency kit packing seriously – like those whose driving regularly takes them to more remote areas – will even buy what’s called MREs. These are military-style ration packs that stay good for several years and include everything you need to eat a full meal without any additional supplies. If you think you could end up somewhere far enough from emergency services that it might be necessary, MREs and water purification tablets can be a real lifesaver.4. Jumper CablesWhether you primarily drive out in the country or in the middle of a city, jumper cables are a great choice for an emergency kit. These cables can be used to jumpstart a weak or dead battery, helping you get your vehicle running again – at least long enough to get to a service station. Just make sure you know how to use them safely!Need a jumpstart for your finances?Many people are overpaying on their auto loan. Save on your car payment or find a better rate with Auto Approve. Get your free quote today.5. Tire Changing Kit, Repair Kit, & SpareA dead battery is one common reason for breakdowns. Tire issues are another. It’s always wise to keep the tools necessary to change a tire and a fully inflated spare tire in your vehicle. In fact, your vehicle should have come with them – but if it didn’t, you’ll definitely want to pick them up. You’ll need a jack, a lug wrench, a spare tire, and your vehicle owner’s manual. If you want to go the extra mile, there are tire repair kits available that can help you fix minor tire issues, like sealing small holes. However, these repairs are only temporary – you’ll still need to replace the tire eventually.If you’re handy, you may also want to keep a small array of useful items like duct tape, zip ties, or tools for minor vehicle repairs on hand – but only if you have the know-how to use them. With any additional tools you add to your kit, you’ll want to make sure they’re properly stowed such that they can’t come flying into the main cabin of the car in an accident. This is less of a problem in cars with traditional, separate trunks, but loose items can become dangerous in hatchbacks and SUVs that don’t have a solid divider.6. Well-Secured Fire ExtinguisherSpeaking of items that can be a huge help, but only if they’re properly stored! A fire extinguisher can’t solve every car fire, they’re not designed to fight massive fires, but can make a big difference should you end up in a situation that calls for one. Most experts recommend a standard 2.5-5 lb. ABC fire extinguisher, though some argue for Purple K extinguishers for car use. Do your own research and make a call about what makes sense for you. Just know that whichever you choose, it should be installed in a bracket that keeps the extinguisher from rolling around.7. First Aid KitA first aid kit is one of the absolute essentials for any emergency kit. It’s something that can both help you and your passengers out in case of any minor injuries while in the car, but can also come in handy separate and apart from time spent in the car. Having the ability to triage wounds in a pinch can help you help others in need and handle emergencies of your own, no matter where the road takes you. As with provisions, if you’re someone who spends a lot of time far from emergency services – or someone who likes to hike or camp – you can step up to a more serious trauma kit like the Individual First Aid Kits (IFAKs) used by some emergency workers. While a standard first aid kit includes things for treating small cuts and burns, IFAKs might include things like a splint, packed gauze, additional burn treatment supplies, and an emergency blanket for hypothermia to triage more serious injuries.8. Map, Compass, & Portable Phone ChargerWhen putting together an emergency kit for a vehicle, most of the focus is usually on handling breakdowns, accidents, and injuries, but sometimes you need a little help with the simpler things – like navigating in an area without cell service. It’s common today to rely on smartphones for directions, but there are still plenty of places where, depending on your carrier, the signal might be too weak to be sure you’re getting the information you need. If you’re worried you might be veering off track, a physical map can be a huge help.On a similar note, we rely on our phones for so much – having a portable charger is never a bad idea. Maybe you usually charge by plugging into your car, but if that fails for any reason (or your car, say, needs to be towed), making sure your phone has a full battery is a must.9. Overnight BagAnother item that’s simply a good idea to have in your vehicle just in case is an overnight bag – a change of clothes, pajamas, essentials like a toothbrush, hairbrush, and deodorant, and a small amount of cash. This is another example of something that’s good in many different situations, not just in the case of car trouble. Maybe you’ve had a drink and don’t feel safe to drive. Maybe your house loses power or is put under an evacuation notice while you’re not at home. Or maybe your car does break down far enough from home that you need to get a hotel for the night. In any of these situations, you’ll be glad to have emergency supplies in your car to help you feel clean and comfortable, wherever you end up staying.10. Inclement Weather SuppliesLast but certainly not least, this is possibly the widest category but perhaps the most important. Depending on where you are and the time of year, what you need to keep on hand can vary drastically, but it is always a good idea to have weather-appropriate emergency supplies in your car in case you have a breakdown and need to survive extreme weather for a time. Seasonal items to think about might include:Sand or salt for roadsIce scraperBlanketHand-warmersSpare winter clothesRainproof poncho or other rain clothesRain boots or winter bootsSunscreenWide-brimmed hatSunglassesLoose clothesElectrolyte drinksAnd Those Are 10 Useful Things To Have In An Emergency Kit For The CarOf course, there may be other essential items that make sense for you and your family, and not all of these ideas make sense for every driver. If you’re in the backwoods of Maine in February, you’ll need different equipment than someone driving around the arid parts of Arizona in August. But with these items, you’ll be well on your way to being and staying prepared for whatever comes your way. Need a little extra cash to put your ideal emergency kit together? Put money back in your pocket by refinancing your vehicle loan with Auto Approve. It’s easy to get a free quote online and discover how much you can save with a better rate or a lower monthly payment (or both!). Get your free quote now.

Whether you’re thinking about taking a road trip for fun this year, hitting the road for work, or prepping for a long drive around the holidays, these are the 12 best audiobooks to help keep you company. In this guide, you’ll find some of the most popular and well-reviewed audiobooks right now. This list includes options for a wide variety of audiences, including family-friendly audiobooks – and some not-so-family-friendly ones – all of them long enough to get you wherever you’re going and back again.Let’s take a look.12 top picks for long audiobooks FictionThere are tons of amazing audiobooks out there – from audiobook editions of literature classics to star-studded reads of today’s chart-topping tomes. Here are a few of the most popular fiction titles in audiobooks in a variety of genres, all of which clock in at 10 hours of listening time or more.Kristin Hannah – The Women Genre: Historical fictionRun time: 14 hours 57 minutesSet in the turbulent 1960s, The Women is a historical fiction novel that follows a young nursing student as she joins the Army Nurse Corps, ships off to Vietnam, experiences the chaos of war, and eventually returns to an America divided. With hundreds of thousands of positive reviews across platforms, The Women is an exquisite coming-of-age novel – and it happens to be Audible’s Audiobook of the Year for 2024.Ann Patchett – Tom LakeGenre: Romance, family dramaRun time: 11 hours 22 minutesTom Lake is, in many ways, another coming-of-age novel, this one a gentle reflection on family, motherhood, and different kinds of love. The story follows a mother telling her three daughters about a summer where she performed as Emily in a community production of Our Town and ended up having a summer romance with a famous actor. The story is well-written and warm, but what sets Tom Lake apart is that the audiobook is deftly read by the one and only Meryl Streep.Liz Moore – The God of the WoodsGenre: Mystery, dramaRun time: 14 hours 35 minutesSet at a summer camp in 1975, The God of the Woods is about the disappearance of the child of the richest family in a small town. It’s a gripping tale of family secrets, class dynamics, and community, and if you’re looking for a breathless listen that’ll keep you engaged for hours, this is it.Emily Henry – Book LoversGenre: Romance, comedyRun time: 11 hours 23 minutes Emily Henry has quickly become the queen of written rom-coms, and Book Lovers is probably her most popular of all. This delightful romp channels Hallmark movies, but adds layers of complexity and wit that a 90 minute made-for-TV movie simply doesn't have time to build. And if Book Lovers floats your boat, Henry’s recent release, Funny Story, has also proved to be a huge hit – and, like Book Lovers, is read by Julia Whelan, a much beloved voice in audiobooks. Brandon Sanderson – Tress of the Emerald SeaGenre: FantasyRun time: 12 hours 27 minutesHigh fantasy fans who haven’t yet delved into the world of Brandon Sanderson will find endless enjoyment in his many lengthy – yet intentional and well-put together – works. Tress of the Emerald Sea is a good introduction to his world-building, as one of the few standalone books. It also happens to be on the shorter side, as his works go, at just 12 and a half hours. On the flip side, for those looking for a truly long audiobook experience, his Stormlight Archive series is wildly popular and could take you across continents. It starts with The Way of Kings – a 45-hour audiobook and just the first of several books in the series.Max Brooks – World War Z: The Complete Edition: An Oral History of the Zombie WarGenre: Horror, Sci-FiRun time: 12 hours 9 minutesThis movie-tie-in audiobook is a uniquely delightful listening experience, as it tells the story of a zombie war (not family-friendly!) through a series of individual stories, read by some of Hollywood’s brightest stars, including Alan Alda, Simon Pegg, Alfred Molina, Martin Scorsese, and Mark Hamill. It’s a documentary-style apocalyptic fiction which will leave you feeling as if you’ve truly lived through the horrors of a zombie invasion. In a good way.Zombie invasions are scary – and so is paying too much on your auto loan.Car payments getting you down? It’s not the end of the world. Find out how much you can save with a free quote from Auto Approve.See how much you can save.Non-FictionThe world of non-fiction audiobooks is wide and varied – and often veers into longer books on fascinating subjects, perfect for lengthy road trips. While there is, of course, room for non-fiction to become textbook-like and unexciting, these audiobooks are all examples of unique and gripping listens.Robert Sapolsky – Behave: The Biology of Humans at Our Best and WorstGenre: Science, neurobiologyRun time: 26 hours 27 minutesRecommended by listeners across a variety of fields, young and old, critic and layperson alike, this New York Times bestseller is a fascinating look at human behavior. It makes tons of complex science approachable, and the audiobook does a great job reflecting the author’s wit and storytelling capabilities, as well as his expertise. If you’re embarking on a long road trip and want to come out the other side having learned something, Behave is a top pick.Mark Kurlansky – Salt: A World HistoryGenre: Geology, history, foodRun time: 13 hours 48 minutesAnother fascinating book, Salt: A World History takes a long view of human history as it was formed and influenced by the discovery, use, and want of salt. Tracking just this one substance, Kurlansky weaves his way through developments in culture, economics, politics, science, religion and the culinary world. It’s a well-put together, engaging book that’ll keep you entertained and teach you a thing or two while you hit the road. It even includes a few recipes! A perfect listen for food fans, history buffs, and science-minded folks.Alfred Lansing – Endurance: Shackleton's Incredible VoyageGenre: History, adventure, survivalRun time: 10 hours 21 minutesThinking about a road trip during the winter months? This highly rated audiobook follows the true story of polar explorer Ernest Shackleton and his crew as they attempted to cross Antarctica. It’s a harrowing tale of survival and heroism, expertly read by Alfred Lansing, and will really make you appreciate even the roughest driving conditions.Just make sure your vehicle is winter road-ready before you hit the road.For Young PeopleWhile books for younger audiences tend to be shorter than fiction and non-fiction aimed at adults, these books will take up quite a bit of time on the road and engage listeners of all ages!Katherine Rundell – Impossible Creatures Genre: Fantasy, adventureRun time: 8 hours 55 minutesThis delightful fantasy novel – most suitable for ages 10-13, but with some flexibility – is filled with magical beasts and adventure. It follows a young boy who saves a baby griffin and finds a girl on the run and an archipelago of unknown islands filled with fantastical creatures. The two children work together to discover why the magic on the islands seems to be fading and discover that they’ll have to be the ones to save it.Bonus, this is book one in a two-part series, so if the first book is a hit, there’s plenty more to listen to!J. R. R. Tolkien – The HobbitGenre: Fantasy, adventure, classic literatureRun time: 11 hours 5 minutesJ.R.R. Tolkien’s work is widely known throughout the world and remains a perennial hit among fantasy fans young and old. While The Lord of the Rings is an epic focused on war and more adult themes, The Hobbit is much more family-friendly, and Rob Inglis’ narration in the audiobook brings Tolkien’s rich narration to life.Dave Barry and Ridley Pearson – Peter and the StarcatchersGenre: Fantasy, adventureRun time: 8 hours 50 minutesLast, but certainly not least, Peter and the Starcatchers is a beautifully put-together prequel to the action of Peter Pan. And, with award-winning narration by Jim Dale, it shines as a top pick for an audiobook for young adult listeners. And those are the best audiobooks for road trips right now.An audiobook is a great way to bring excitement and fun to your next road trip. Whatever your taste, you can’t go wrong with these exciting, well-written, and expertly narrated audiobooks from across genres – all of them long enough to keep you entertained from “go” to “arrived.” And here’s another way you can’t go wrong: saving money on your auto loan. Discover how much you could save through refinancing today. With Auto Approve, it’s simple to find a better rate or lower your monthly payment in just a few clicks. Find out what you qualify for today.Get your free quote

What’s New in Cars for 2025: 10 Exciting Car Tech and Model Updates2025 is upon us! And as the new year approaches, so do lots of interesting new developments in the world of cars. In this article, we’ll look at what’s happening with some of the biggest names in vehicles – from the end of the Nissan Maxima as we know it to the return of some older tech, thanks to European Union regulations.If you’re interested in what major car companies are thinking about for this new year, we’ve gathered up some of the biggest news items and cutting edge tech on the horizon for drivers in 2025 and beyond.The 10 Most News-worthy Vehicle Updates for 2025Augmented Reality DashboardsWhile head-up displays (HUDs) have been around for a couple years, the newest versions of this technology take it a step further into augmented reality. Consumer Reports says that the next BMW X3, for example, will have augmented reality navigation integrated into its HUD. The Return of ButtonsAccording to the SAE (Society of Automotive Engineers), Hyundai – which had implemented touch screens in some recent models – will be backtracking and reintroducing buttons. The move is meant to respond to two key factors.The first is focus groups that suggest drivers prefer physical buttons to the touch screen experience and find touchscreens more stressful. The second, and perhaps more urgent for Hyundai, is updated Euro NCAP standards that will require buttons for certain key functions in order for vehicles to receive a 5-star safety rating.That said, the buttons’ triumphant return may be temporary. The senior design manager and head of Hyundai Design North America’s interior design team, Kevin Kang, told Korea’s JoongAng Daily that he believes drivers may welcome touchscreens once they become more accustomed to Advanced Driver Assistance Systems (ADAS). Even More SustainabilitySustainability trends continue to reign supreme in the automotive space. Most recently, we’ve seen more automakers using more and more recycled and sustainable materials, especially when it comes to designing interiors.According to CapitalOne’s Auto Learning Center, sustainably sourced wood trim, vegan leather, bioplastics, and recycled ropes are all making an appearance in new vehicles from major makers like Ford, Lexus, and BMW.But that’s not all – electric vehicles are rolling out all across the automotive space. In 2025, we’ll see an electric Nissan Maxima take over as its gas-powered iteration goes out of production, an electric supercar from Ferrari, and an EV iteration of the Alfa Romeo Giulia.Screens, Screens, EverywhereTouchscreens and passenger screens might seem like old news, but screens are expanding. This coming year will bring more screens, bigger screens, fused screens, smart screens – in short, more screens for more vehicles.At CES 2025 in Las Vegas, Garmin will debut their already-award-winning updated state-of-the-art domain controller. The new Unified Cabin automotive OEM solution uses one computing module to power up to six displays. The goal is to integrate systems for a smoother user experience while reducing automaker costs. Sensors Inside and OutIt may come as no surprise that sensors – already common in some aspects of modern vehicles – are going to become even more ubiquitous in upcoming models. We’ll be seeing the expansion of sensors and invisible hood view features into more mass produced cars, including the 2025 Nissan Rogue, Murano, and Armada. Plus, Volkswagen will be expanding their Car-Net Safe & Secure services to pump up their hazard awareness capabilities and other road safety features.But the sensor updates don’t end there. Many automakers are turning them inside the car. OMNIVISION and Phillips, for example, have introduced an in-cabin monitoring system that will track vital signs. Up-and-coming tech includes sensors that check for left behind pets and children and perform automatic climate control, systems like the one from OMNIVISION and Phillips that will make recommendations based on perceived discomfort (like climate changes, break suggestions, and alternative routes), and sensors providing emergency alerts for drivers experiencing health events.In short? Going into the future, expect new cars and SUVs to be paying more attention to you.Adaptive Suspension and Off-Roading AidsAnother feature already available in some form on a limited number of existing vehicles (like certain Range Rover models), an increasing number of off-road-capable vehicles are looking to start using predictive technology and automatically adjust suspension based on terrain and other factors.While these systems should provide a smoother, more comfortable experience for drivers and their passengers heading off-road or navigating bumpy roads, there is a little hiccup. Technically, adjusting your suspension while in motion is still illegal in some states.Hands-Free Driving ExpansionADAS and other related driver assist technologies are only expanding – and that’s true worldwide. Mercedes has Drive Pilot (Level 3 autonomy) up and running in Germany and Chinese automakers are working overtime to produce smart-driving systems that compete with Tesla after Tesla’s Model Y became the best-selling passenger vehicle in China this year. In 2025, look for more and more of the major mass market automakers to unroll either their first public offering for or enhanced editions of their self-driving features. Top players in this field right now – other than Tesla and Mercedes – include GW, Audi, Ford, Hyundai, and Volvo, with BMW, Nissan, and Infiniti working to join the fray.Massages for the MassesMassage features built into front seats were once a luxury item reserved for BMW and Audi drivers. But now, they’re about to become relatively standard issue, with makers like Nissan adding them to their mid-range offerings.While this may be less mind-blowing and more back-rubbing, how could you not be excited about a free massage? Sure makes road-tripping sound more appealing.Improved Air FiltrationSpeaking of features designed for comfort, HEPA-certified air filtration systems are coming to more vehicles. This is a feature already available from Tesla and Mercedes, but you can expect to see more models with air quality controls roll out in the coming years. The air quality in vehicles where we spend so much of our time can make a big difference, especially for asthma and allergy sufferers. But that’s not all! Great air purification systems can also help reduce the spread of airborne illnesses and reduce the degree to which passengers are affected by outside air quality (a concern in cities or area with wildfires, for example), any debris in the air (like in dry climates where roads can be dusty), or from pollution and other environmental factors.Just like we’re seeing a push toward sustainability in automotive, we’re also seeing a push toward providing healthy, comfortable in-cabin environments and active monitoring of the health and comfort of the people inside.BiometricsSimply use your face or fingerprint and the car will recognize you and go to the settings for your profile – seat position, climate, and other preferences. Sounds pretty swell, right?This is a proposed new development in cars, but not one you’re likely to see – not just yet, anyway, though Continental and trinamiX have collaborated on a system for biometrics sensing that overlaps with a version of in-cabin monitoring. On the one hand, using a fingerprint or face scan to unlock your car sounds very cool and futuristic – and hey, if it works for your phone, why not your vehicle? On the flip side, there are some complications to work out. Built-in biometrics features could be a pain for car rental companies and people who share driving responsibilities, if not done right. Plus, while losing a key can be a pain, any technology-based system that has the potential to be hacked or tampered with comes with its own challenges.Nonetheless, as technology becomes more integrated into our cars, biometrics for vehicles are a likely future development!And Those are the Top Developments in Automotive for 2025Which are you most excited to see? What features are you hoping will be added to this list by the end of next year?And don’t forget, whether you’ve got a cutting edge vehicle model or an old standby, Auto Approve can help you lower your monthly payments. Want to save money on your auto loan?GET YOUR FREE QUOTE

Did you know that there are many common illegal car modifications and accessories? It’s true. There are things you see on the road every day that could get you pulled over, or even stuck with a fine, depending on the state. You may even have some of these on your own vehicle!Some of these car mods and accessories are illegal on a technicality because of an arcane law. Others because lawmakers were looking to solve a problem and something harmless got accidentally caught up in the sweep due to vague language. However, some of these items are real safety hazards – and whether or not they’re dangerous, any of these could be used by law enforcement for a pretext stop if you find yourself in the wrong place at the wrong time. And if it happens over and over? That could have you taking another look at your finances fast.Let’s take a look.Please note that this blog should not be construed as providing legal advice. Information is shared for entertainment purposes only.Surprising Illegal Car Accessories and ModificationsWhether or not these items are illegal for you may depend on your location and vehicle. Some states – like California, Illinois, Pennsylvania, Texas, and New York, among others – are known for having stricter road laws, so if you’re thinking about making a modification or sticking an accessory on your vehicle, you may want to look up your local laws.And if you’re considering road tripping between states in your personal vehicle, you’ll want to check anywhere you plan to drive through to avoid risking an unnecessary ticket or fine. Some places are so strict, you might find yourself asking, is it worth having a car in the city?1. UnderglowTechnically, in several states, any added light on your vehicle could be considered a problem, including underglow lights. In a practical sense, most of these laws were designed to ban any lights that could look like the flashing lights of emergency services (especially imitating police cars). However, depending on the state, the language of the rule may be broad enough that underglow, even underglow that only turns on when the vehicle is stopped, could be grounds for a traffic stop. In New York, for example, underglow lights are legal only in the color white and only if they don’t flash, oscillate, or otherwise move.2. Tinted windowsWindow tint standards vary by state. While tinting of the front windshield is almost never allowed, what;s allowed when it comes to tinting your front and rear side windows and back window vary widely by state, and some states regulate what color the tint can be and whether or not the tint can be reflective. The amount of tint allowed may also depend on the kind of vehicle (for example, in some states SUVs are allowed more tint than sedans), and whether or not rear window tinting is allowed can depend on your vehicle having two exterior rear view mirrors.All that said, the upshot here is that while tinting itself isn’t illegal, tinting your windows too dark is, and what exactly is considered too dark can depend on where you are. Since tint isn’t something you can easily add and remove, if you drive between states on a regular basis for any reason, it’s well worth making sure any vehicle window tinting you get done matches the strictest regulations you might have to drive under.3. Air fresheners and other rearview mirror accessoriesDid you know that hanging anything off your rearview mirror – like a rosary, an air freshener, fuzzy dice – could get you pulled over?Technically, any “objects near windows” can fall under laws designed to ban anything that could obstruct the driver’s view. And it’s true that, depending on the size and mobility of what you hang from your mirror, there is a chance it could obstruct your view of, say, a pedestrian in the middle of the street and cause a collision.While it’d be unusual for an air freshener to result in a manhunt, if you're pulled over for any reason and the officer decides that whatever you’ve got festooned on your mirror could impede your view of the road, that officer could fine you. 4. Hydraulics, lifts, and lowridersIn many states, there are laws on the books about how high or low a vehicle can be relative to the road, and rules for height-adjusting hydraulics. In fact, height adjustable suspension was banned in the US entirely from 1974 until 1981. Many of these rules were originally instituted to discourage once-vilified lowriders (which California loosened restrictions on just last year). Safety-wise, there is some argument for these regulations. Lights have to be between a minimum and maximum height for safe highway driving, and a vehicle that’s too low to the ground or too lifted can potentially pose a threat to passengers and others. And as for adjustable suspensions, the argument against them is that adjustment while in motion can be dangerous because of the risk of something going wrong. Some states, like New York, still ban hydraulics that adjust suspension while the vehicle is in motion at all, while others don’t allow it above a certain speed (usually 15 miles per hour). The kicker is, some vehicle stock models come with automatic hydraulics that could potentially violate those rules, like the Land Rover's intelligent suspension control system – but you’re unlikely to get pulled over for a built-in feature of your vehicle.No matter the make and model, Auto Approve can help you save on your auto loan.Accessorizing your car with a better rate isn’t just legal – it’s a great way to put more money in your pocket to spend on the things that matter most to you.Get your free quote5. License plate accessoriesThis is a simpler one, but it still might surprise you, since versions of it are so common. Most license plate covers and other accessories are illegal, even theft protection covers. The most surprising one? Even license plate frames are only OK under very strict guidelines – nothing too thick or with decor that juts out over the license. In short, you should avoid anything that could potentially block or obscure the view of your license plate under any circumstances.6. Loud exhaustThese modifications seem to be everywhere – especially when I’m trying to think! – but yes, they’re against the law in many jurisdictions. Vehicles come with a muffler made to limit exhaust noise, and removing that muffler will cause the exhaust to make a big, disruptive noise whenever you drive.In Massachusetts, just about anything but the stock (original) exhaust can get you a ticket and cause your vehicle to fail its annual inspection. Even states that are typically less strict about car accessories and modifications, like Indiana, have laws requiring a muffler or “other noise dissipative device” in good working order and in use constantly. In California, the law allows up to 95 decibels of noise from exhaust. These rules are generally in place not because a loud exhaust is so dangerous but because the noise is so disruptive to the community. That said, a loud enough noise could disrupt or surprise another driver or pedestrian enough to cause an issue!7. Too-bright headlightsYou know how annoying it is when you’re driving at night and someone comes around the bend with LED lights that seem too bright? Well, you’re not alone and you’re not crazy – many new LED bulbs are brighter, and some may well be breaking the law. The more standard halogen headlights tend to clock in between 1,000 and 1,500 lumens, while some LED bulbs reach 3,000 to 4,000 lumens (or candelas, which are different in the grand scheme of things, but interchangeable for the purposes of headlights). The legal range for headlight is between 500 and 3,000 lumens, according to PolicyGenius. That means, if you’re thinking about swapping out your headlights for LEDs, you need to make sure the new lights fall within the limits and are DOT approved. It’s important, not just to avoid a ticket, but for your safety!8. Window stickers & decalsLast but not least, you might be shocked to learn that technically, stickers and decals on vehicle windows – common as they are – walk the line of legality. Depending on where you are in the United States, as with so many of these, the standards shift for where and whether stickers and decals are allowed, and what’s considered too much. The primary considerations when thinking about whether or not your stickers or decals could cross the line and land you in hot water are: does this make me look like a police car or other official vehicle? Could this be distracting to other drivers? And, could this (or these) obstruct my view?As with underglow, nothing that could possibly cause you to be confused with an emergency vehicle is allowed, and as with window tints and mirror accessories, standards for minimum visibility vary widely from state to state, but your best bet is not to put too many stickers and decals up, even on the rear window of your vehicle.And when it comes to bumper stickers, as long as they’re not blocking your view, they’re mostly allowed everywhere… but some states, like Tennessee put restrictions on obscene bumper stickers. So if you happen to be thinking about heading to Nashville with some filthy bumper stickers and a dream, you might want to think again.And those are all the most surprising car modifications and accessories that break state lawsDo you have any of these? Are you thinking twice about getting them now? Now that you’re armed with this information, you can make a decision based on what makes the most sense for you, your vehicle, and your state.One thing that makes sense for everyone? Saving money on your vehicle loan. GET YOUR FREE QUOTE FROM AUTO APPROVE TODAY

Winter storms can be treacherous for drivers. Slick roads, poor visibility, and extreme cold can make even a routine drive dangerous. Preparing your car properly before a winter storm hits can give you peace of mind and help ensure safety on the road. Follow this winter car care checklist and you’ll be ready to take on whatever Old Man Winter throws your way.Check Tires and Tire Pressure Inspect all tires, including the spare, for adequate tread depth—replace any that are worn. The minimum recommended tread depth for winter driving is 4/32 of an inch. More is better.Check tire pressures. Make sure they’re set to the vehicle manufacturer's recommended inflation pressure, which is usually located on a sticker inside the driver's side door or in the owner's manual. Properly inflated tires will give you better winter traction.  Consider special winter or all-season tires. These provide exceptional cold-weather performance over summer tires in snow and ice conditions.Top Off FluidsEngine oil: Helps the engine turn over easily in cold weather. Check the dipstick and top it off if low.Coolant: Prevents engine freeze up and allows heat to flow from the engine to warm the interior. Should be filled to the “Full” line on the reservoir.Gas tank: Always keep the tank at least half full to avoid gas line freeze-up.Washer fluid: Fill with no-freeze washer fluid. This will prevent ice from forming on the windshield.Inspect Battery and CablesCold weather is hard on car batteries. Have the battery tested to ensure it can hold a full charge. Replace if necessary.Check cable connections for corrosion and tighten if needed so power can flow freely between the battery and starter.Clean corroded battery terminals with a wire brush to optimize electrical flow.Check Wipers and DefrostersMake sure all defrosters and heating system components work properly. Running the air conditioner for a few minutes in defrost mode helps ensure proper lubrication of seals to prevent cracking. Examine windshield wiper blades and replace any that appear worn, twisted, or otherwise damaged. Refill wiper fluid reservoir with winter formula fluid.  Prepare an Emergency KitIn case you get stranded or stuck, every vehicle should carry a winter storm emergency kit including:Flashlight with extra batteriesJumper cables Basic toolkit First aid kitBlanketExtra hats, socks, mittensBag of abrasive material (sand, salt, cat litter) ShovelSnacks and bottled waterExternal phone charger/backup batteryPractice Cold Weather DrivingDuring the first snowstorm, practice stopping and turning in an empty lot to reacquaint yourself with how your vehicle handles on snow and ice. Turn slowly to avoid skids.Increase following distance from other vehicles 8-10 seconds to allow for extra stopping time.Know what to do if you begin to slide. Take your foot off the gas and steer gently in the direction you want the front of the car to go. By inspecting your vehicle, replenishing fluids, testing the battery, ensuring good visibility, and preparing an emergency kit before winter storms hit, you can drive with confidence no matter what kind of punch Old Man Winter throws your way this year. Stay safe out there! GET A QUOTE IN 60 SECONDS

Cars are expensive investments. From the initial down payments to the monthly payments to gas and insurance, we spend a lot of money to keep them on the road. So it’s important that we feel confident as drivers and as car owners. You don’t need to know where every bolt is on your car, but it’s important to know the basics so that you can feel confident on the road and confident as a car owner.   Here are the basics that every car owner should know and how you can gain confidence in your car.What information should I know about my car? The make, model, and year.Every owner should, at the very least, know the make and model of their car, as well as the year it was manufactured. Everything about your car’s maintenance will depend on this information. While cars all generally work in the same way, the specifics of the inner workings will vary greatly from manufacturer to manufacturer, from model to model, and even from year to year.  The mileage.While you don’t need to know the specific odometer reading at any given moment, you should have a general sense of how many miles your car has on it. Maintenance schedules are heavily dependent on the mileage of our car, so knowing this information will keep you on a maintenance schedule and keep your car running well. The maintenance schedule.You don’t need to have your car’s maintenance schedule memorized, but you should keep a few things in mind. Check your owner’s manual to determine how often you should change your oil, rotate your tires, and replace vital parts such as timing belts.  The recommended tire pressure.The only thing that separates your car from the asphalt below are your tires. It is important for your safety and the safety of others that your tires are in good shape. This means making sure there is good tread and that the tire pressure is properly maintained. The recommended tire pressure will be listed in your owner’s manual as well as in the door jam. You should make a habit of checking each tire’s PSI once a month to ensure they are properly inflated. The VIN The VIN, or Vehicle Identification Number, is like your car’s social security number. It is a unique ID for your car that is 17 digits long. You don’t need to memorize it but you should know where it is located because you will certainly need this information at one time or another. You can find this number on the driver’s side windshield where it meets the dashboard. What information should I know about my car loan?In addition to knowing basic information about your car, you should also know basic information about your car loan. You should know:The lenderYour monthly payment amountYour payment due dateThe interest rateThe repayment period (i.e. when the car loan will be paid off) You should also know what the policy is for late payments and what fees you may owe if you are late. It is important to stay on top of your car loan payments to avoid fees and even repossession down the road. How can I be more confident behind the wheel?Becoming a confident driver takes time. Even if you have driven other cars before, each new car requires you to get familiar all over again. Car’s vary greatly in size, visibility, and how high off the ground you are, and these differences can change your driving style and your confidence.  #1. Practice.Like anything, practice is key. When you get behind your new car it will take time to adjust and acclimate yourself, so the more time you spend behind the wheel the better off you will be. This doesn't mean you should take your car out for a three day road trip the first weekend you have it, but going out for frequent trips will help you gain some confidence. #2. Learn where everything in your car is.The location of controls will also vary from car to car. You should know what every button on your dashboard does, from where the hazards are to where your fog lights are located. You do not want to be searching for these in the moment when you suddenly realize you need to pull over or realize your visibility isn’t great.  #3. Ditch the distractions.While some people find some music or conversation to be relaxing while driving, these things can be distracting when you are unfamiliar with a new car. Reducing the amount of distractions will help you to focus on the road and help you get more comfortable driving. This means leaving the passengers at home while you gain some confidence. #4. Check your mirrors.Before you even start your car you should check your mirrors. You should be able to see well out of every mirror so that you can drive your car safely. If you have a backup camera, which most new cars do, make sure you can see out of that well. Sometimes the cameras get dirt or water on them which can hurt the visibility. #5. Check your seat position. Every driver has a different preference on their seat position while driving. Some people like to sit upright and closer to the steering wheel while others like to sit back a little more and drive with a more relaxed posture. It is up to you to decide what is more comfortable for you, and trying out some different positions may help you find what is best for you. #6. Don’t worry about other drivers. This doesn't mean “don’t pay attention to other cars on the road”. This means do not get worried if you feel that you are driving too slow or taking a bit too long to park. As long as you are obeying the speed limit and following the law you are allowed to drive at your own pace. If you get too distracted or worried about other drivers you may make a mistake or even get into an accident, and that will certainly not help your confidence behind the wheel.That’s how you can feel confident as a car owner. Basic knowledge about your car and car loan as well as some experience behind the wheel will help you become a more confident driver. Being a confident driver will in turn make you a safer driver and will also make driving more enjoyable for you. If your car loan payments are too high every month, consider refinancing your loan with Auto Approve!  GET A QUOTE IN 60 SECONDS

Nothing can turn a good day into a bad day quite like car problems. Whether it’s a flat tire or an empty gas tank, an issue on the road can quickly derail your plans and ruin your day. But roadside assistance programs are designed to come to the rescue when car troubles rear their head. So how exactly do they work and where can you get one? Here’s everything you need to know about roadside assistance programs.What is roadside assistance?Roadside assistance is an optional service that you can sign up for which can assist you when your vehicle breaks down for a variety of reasons. If your vehicle breaks down your roadside assistance program will send emergency service to you that can assist with whatever the issue may be. These programs can also help offset the cost of the repairs, which can be very costly. What exactly is covered by roadside assistance plans will vary greatly, but here are some examples of what might be covered by your plan:Fuel deliveryElectric vehicle chargingLockout servicesTowingWinchingJumpstartTransportation for stranded passengersShould I get roadside assistance?In general it’s a good idea to have a roadside assistance program to help you prepare for the unexpected. But there are certain people who may find it more necessary than others. You should consider roadside assistance if:You have an older and/or unreliable carYou are unfamiliar with handling car-related emergencies, such as changing a tireYou drive a lot and/or take frequent road tripsYou want the additional discounts and benefits that stand alone policies offerYou like the peace of mind that comes with coverageWhere can I get roadside assistance?If you are looking for a roadside assistance program there are many different places that offer them. Their offerings will vary so you will need to think through what type of plan will be of most value to you. Car ManufacturersWhen you buy a new car many manufacturers will throw in a roadside assistance plan for a set time period. Since these programs are included in your purchase it’s good to take advantage of them, but these plans usually only cover towing to an authorized dealership. Here are some examples of roadside assistance through car manufacturers:Ford: Free roadside assistance up to 60,000 or five yearsHyundai: Free roadside assistance for five yearsToyota: Free roadside assistance for two yearsVolkswagen: Free roadside assistance for three years or 36,000 miles Insurance CompaniesYour car insurance provider may offer a roadside assistance program that you can add on to your premium. For one set added fee you can have all insured drivers and cars covered. It is usually a more affordable option than purchasing a standalone plan, but you must read the fine print to be sure that calls to roadside assistance do not count as a claim. If they do this could result in increased premiums. Credit Card CompaniesMany credit card companies cover roadside assistance as well, but these plans can be expensive. You may call for assistance but you will be charged accordingly, and it may not save you much money. For example Visa will charge you $80 per incident, which you may find to not be very helpful. These policies are better than not having any other coverage but are not full service protections.  Cell Phone CompaniesMany cell phone providers also offer roadside assistance programs that you can add on to your cell phone policy. Verizon and AT&T both offer plans for $3 a month that can offer some assistance, but these policies are similar to those offered by credit card companies. Again, these policies are better than not having any other coverage but are not full service protections. Standalone Roadside Assistance ProgramsYou can also choose to use a company that specializes in roadside assistance, such as AAA, National General Motor Club, and Better World Club. These companies have different tiers of coverage that you can select from, providing different options based on what works for you. These plans also frequently offer additional benefits such as discounts on hotels, restaurants, and fuel stations. Vehicle Protection PlansIf you have a vehicle protection plan you may also be covered for roadside assistance. For example if you refinance your car with Auto Approve you can add on a vehicle protection plan for a low monthly fee. If your car breaks down you can get 24/7 roadside assistance, courtesy towing, and even have your rental car reimbursed, and it is all covered by your protection plan.What should I look for in a roadside assistance plan?There are a lot of companies that offer roadside assistance, so you want to do your research and make sure you are covered for what you need. Here are the questions you should ask. Do I already have roadside assistance?It may be possible that you already have some coverage when it comes to roadside assistance. If you recently bought your car, check the sales agreement and warranty information to determine what is covered. You should also check your credit card agreement and your cell phone carrier agreement as they may offer some coverage. How much does the plan cost and what is covered?Roadside assistance plans can vary greatly in cost. They can be as little as $5 or $10 per year and can stretch well over $100 per year. Look at the cost of different tiers and what is included in each. You need to compare the cost in conjunction to comparing the services offered. How many claims are you allowed?Some roadside assistance plans will allow an unlimited number of calls, while others may only cover three. You may have to pay an additional fee after you reach your threshold.  Does your coverage extend to other cars and to other drivers?If someone is driving your car will they be allowed to use your roadside assistance plan? If you are driving someone else’s car will you be allowed to use your roadside assistance plan? It’s important to have a clear understanding of what–and who–is covered. That’s everything you need to know about roadside assistance programs.  It’s a good idea for most people to have some sort of protection plan, whether it is a free program through your credit card company or a paid plan through AAA or another standalone company. And if you refinance your car loan through Auto Approve you can add on a vehicle protection plan to keep you safeguarded from the unexpected. So if you are ready to start saving money and get an emergency roadside assistance program, contact Auto Approve today!GET A QUOTE IN 60 SECONDS

Having a pickup truck is more popular now than ever before, and with good reason. While they used to be utility vehicles that were primarily used for work, these vehicles are now equipped with all of the luxuries that come with high end cars. They have more comfort and convenience than ever before, but are still able to do the heavy duty work we need. With so many options on the market, how do you know which truck is right for you?Here’s your ultimate guide to buying a truck.Are there different types of pickup trucks?All pickup trucks are not created equal. Some are economical and good on fuel, while others are workhorses designed for lugging and towing. They are generally broken down based on size, but within each category there are lots of options. From engine size to seating capacity you will find many trucks to choose from in each truck size category.Compact Pickup TrucksCompact trucks are the least expensive way to get into a pickup truck. They are, well, more compact than full size trucks and therefore get better gas mileage and are great for commuting. While they can’t handle serious hauling, they are great for when you need a bed for lugging around weekend projects. Compact Truck Examples: Hyundai Santa Cruz, Ford MaverickMid-Size TrucksMid-size trucks bridge the gap between compact and full size trucks. They can handle a similar tow load as a full-size truck but weigh significantly less, which means that they are easier to handle and get better gas mileage. Mid-size trucks are not as popular as full-size trucks, but they are actually a great option for many people. Mid-Size Truck Examples: Toyota Tacoma, Ford RangerFull-Size Pickup TrucksFull-size trucks are the most popular trucks and account for the largest share of truck sales.. They are powerful, long-lasting, and incredibly versatile. They appeal to a large group of people and with today’s latest safety features and passenger amenities, they are great family cars as well. Full-Size Truck Examples: Ford F-150, Ram 1500, Chevy SilveradoHeavy Duty Pickup TrucksHeavy duty trucks are true workhorses and have an incredible payload and towing capabilities. They are larger than full-size trucks and are built as work vehicles, not as commuters.  Heavy Duty Truck Examples: Ram 2500, GMC Sierra 2500What factors should I consider when choosing a pickup truck?When deciding which truck is right for you, there are a number of factors that you should consider. The Cab Size One of the most important factors to consider is the size of the truck’s interior. Do you need to fit the family, or is a smaller cab ok since it’s a work truck? Trucks can have four different cab styles that offer different seating and storage options.Regular Cab: Two doors, one row of seating.Extended Cab: Two or four doors, two rows of seats. The back two doors are typically smaller than the primary doors. Crew Cab: Four full size doors, two rows of seating.Extended Crew Cab: Four full size doors, two rows of seating, plus extra storage. The Bed SizeThe bed is the reason most people want a truck. You can lug around whatever you need without worrying about cramming it into a car or SUV. But there are a lot of options when it comes to bed length. The cab size you pick may lock you into a certain size bed however. Full-size pickup trucks typically have a 6-8 foot bed. As the cab becomes bigger, the bed tends to shrink. Compact pickups typically have 4 ½ to 6 foot beds. When deciding what truck is right for you, determine what you will use the truck for and if it’s large enough to lug what you need. Engine SizeWhen we talk about truck size we also have to consider the engine size. Truck engines range from small four cylinder engines to large diesels and run the gamut in between. The smaller the engine, the better your gas mileage will be (the Maverick Hybrid averages 37 mpg according to Consumer reports). Heavy duty trucks that are built for handling large payloads are heavier in general and may only get around 15 mpg.Payload and Towing CapacityIf you need your truck to do some serious work you need to consider the payload and towing capacity. These are two separate capacities that account for different things. Payload Capacity: The amount of weight that can be added to the truck’s cargo area.Towing Capacity: The amount of weight that the truck can tow. Both capacities have to account for the weight of the truck as well. There are many factors that affect these capacities, including the engine size, the rear axle ratio, and the size of the truck.  A small truck may only have a payload capacity of 1500 pounds, while a heavy duty truck may have a payload capacity of 8000 pounds.  Compact trucks can typically haul between 5000 and 7000 pounds, while heavy duty trucks can haul over 30,000 pounds. Manufacturers often offer add-on packages that can increase your towing capacity significantly.  Safety Safety should always be a top priority when deciding which truck is right for you, especially if you are using your truck as a family vehicle. There are a lot of features that come standard with pickup trucks and other options that you can add on to make sure that your truck is safe for you and your loved ones. Forward collision warningBlind spot detectionAutomatic emergency brakingLane departure warningWhat is the average price of a pickup truck?Trucks are getting more and more expensive every year. In fact, according to Kelley Blue Book, the average transaction price for a new truck was $59,000 at the end of 2022. So how did these no frill work vehicles become one of the most expensive options available?  Answer: they became more powerful and more luxurious.  In the 1980s all trucks were small or midsize. By 2010 there was a huge shift to full size trucks. Pickup trucks used to be called “half ton trucks” because they could typically carry 1,000 pounds of people, cargo, and trailer weight. But trucks are now designed to carry much higher payloads and tow more. They are heavier in general to accommodate for this and have more powerful engines to perform better. Consider the Ford Super-Duty F-250 which can haul 4,000 pounds and to up to 23,000 pounds. It has a 6.8L V8 engine and has 430 horsepower to achieve this.  On top of this, trucks have been designed to drive better. The rickety manual transmissions have been replaced with some of the strongest transmissions ever designed, such as the Chrysler TorqueFlite A-727 and the Allison 1000. They replaced basic leaf spring suspensions in favor of coil suspensions making them a much nicer ride. More powerful engines, state of the art transmissions, and costly suspensions would all add to the price tag on their own. But they are also more luxurious and convenient for passengers with added features that you used to dream about seeing. Some of these features include:Heated and ventilated seatsPower adjusted front and rear seatsWireless device chargingAdaptive headlightsAmbient lightingMassaging seatsParking sensorsReal wood paneling, leather seating, and giant large screen infotainment systems are common in today’s best selling trucks. How do you know if I can afford a truck? If you want to get into a brand new truck, it’s possible to do so and stay within your budget. The key is shopping around and finding a truck that has an affordable base price. You can find a Ford Maverick starting for under $23,000, making it the most affordable base option on the market. But if your budget is a bit bigger, there are several contenders for under $40,000, such as:2023 Ram 1500 Classic Tradesman/Express 2WD Regular Cab2023 Ford F-150 XL 2WD Short Bed Regular Cab2023 Chevrolet Silverado 1500 Work Truck 2WD Short Bed Regular Cab2023 Ford Ranger XL 2WD SuperCab2023 Toyota Tacoma SR 2WD Access Cab Keeping an affordable trim level (that means no wood paneling or leather seats, unfortunately), skipping on some of the optional infotainment amenities, and keeping the engine size on the smaller side will all help to keep your truck within your budget. As always, shopping around for deals, rebates, and incentives will help make sure you get the most bang for your buck.That’s everything you need to know about buying a new truck.There are lots of options on the market when it comes to buying a new truck. But whatever your needs are there is surely a truck out there for you.  If you already have a truck but need some help with the monthly payments, Auto Approve can help! Refinancing your loan can save you hundreds if not thousands every month. So what are you waiting for? GET A QUOTE IN 60 SECONDS

Buying a car is exciting, but it’s easy to get carried away in the moment and forget to ask all of the questions that you need to ask. New cars are expensive, so you want to be sure that you get the best deal possible while still getting the car you truly want. Here are 10 questions you need to ask at the dealership.Question #1: What is the MSRP, and what is the final sale price?The MSRP, or Manufacturer’s Suggested Retail Price, is the sticker price of the car that you are looking at. This will include the trim level, the entertainment system, and the safety features. The MSRP is not the final sale price however. The final price will also include additional fees (such as transportation fees and marketing fees). Additionally you will have to pay for registration and for sales tax, so keep that in mind when deciding if a car is within your budget or not.Question #2: Does it come with a warranty, and what does that include?A major benefit of buying a new car is that it will usually come with a warranty. Factory warranties will differ from manufacturer to manufacturer, so you want to be sure you understand exactly what is covered and what you will be responsible for paying out of pocket. Some warranties will include maintenance such as oil changes for the first few years as well. Getting a detailed description of the warranty plan will help you make an informed decision when buying your car.Question #3: Can I take it for a test drive?You should always test drive the car you want to buy. And in most cases this is encouraged. It might not be the exact car you will take home, but a test drive can give you a good feel for how a car drives and how good of a fit it is for you. Car dealers usually like test drives as it provides another chance for them to sell you the car and show you all of the features that can help them seal the deal. Ask them if you can take the car on the highway as well so that you can get a realistic feel for how a car drives.Question #4: What additional features are available? You should also ask what type of add ons are available for the model you are interested in. Do you have your heart set on a moonroof or sunroof? Is there an entertainment system feature that is particularly important to you? What about trim level upgrades, safety features, and security features? Most cars these days have a lot of upgrades to choose from, so you should have plenty of options, but it's good to be sure that anything that you really want is available before getting too far into negotiations. Question #5: What incentives do you offer?Incentives are limited time offers that dealerships will include to sweeten the deal for you. An incentive may be a rebate (we talk about that later), or it could be any of the following offers:Lowered interest ratesZero percent financing for a certain period of timeUpgraded accessories or add onsMaintenance perks such as free oil changes or tune upsExtended warranty periodAnd more Incentives can tip the scale for you and help make a decision one way or the other.Question #6: Are there any manufacturer rebates available?A rebate is a specific type of incentive that is offered from the manufacturer to encourage a sale. A rebate is a money back offer that will lower the purchase price of the car. It can either lower the total sale price or it can be applied to the down payment to reduce the amount you will have to pay upfront. There may be specific requirements for a manufacturer rebate, such as having a certain credit score. You may need to finance through the dealership to qualify as well. But it’s good to have all of the numbers in front of you so that you can make an informed decision. Question #7: Are there tax credits available with this car?If you are looking to buy an electric vehicle there may be tax credits available. A qualified plug-in EV purchase can get you up to a $7500 tax credit, which might help you make a final decision when it comes to which car is right for you. Question #8: Is there room to negotiate on the price?You should always try to negotiate when buying a new car. Whether it’s trying to reduce the overall price of the car or negotiate some of the fees that are added on, see if the dealer is willing to work with you on the price. It helps to come prepared with information such as the Kelley Blue Book value of the car and some other pricing from competitors . Question #9: Can I trade my car in?If you have a car that you are looking to get rid of, a trade-in might be the best option for you. Not only can you lower the price of your new car, but you can save yourself the hassle of selling your old car. If you decide to trade your car in, be sure to negotiate the trade in amount separately before negotiating your new car purchase. They should be treated as two separate transactions.  Question #10: Can you beat my pre approval loan? We always recommend getting pre-approved for a car loan before you ever step into a car dealership. Getting preapproved will help you in a few ways:It gives you a firm idea of what car you can affordIt alerts you to any financial issues ahead of timeIt makes you look like an experienced and serious buyerIt gives you more negotiating power When you have a financing offer in hand you can simply ask the dealer if they can do better than the loan offer you already have. If they can, then great! You are getting a better deal than you would have in the first place. If they can’t beat the offer then you already have a good car loan option available to you. Getting pre-approved is a win-win when you are buying a car. Those are the ten questions you need to ask at the dealership.Don’t let the excitement of buying a new car get the best of you. Instead, do your research, bring in your questions, and stay level headed to ensure you get the best car and the best loan possible.  If you already have a car loan, there’s a good chance you are overpaying every month. Contact Auto Approve today to see how much money you can save by refinancing!GET A QUOTE IN 60 SECONDS

If you have a disability, driving may feel like a daunting task. But it’s important to keep in mind that you are not alone. After all there are more than 25 million people living in the United States with a travel limiting disability. But manufacturers today are taking great steps to become more accessible and more inclusive so that drivers of all types can use and enjoy their vehicles. Here’s how you can find the perfect car for you that is equipped with any equipment you may need.Here’s how to find the perfect car if you have a health condition or disability.Can I drive with a disability? You can absolutely drive with a disability, and this right is protected by the Americans with Disabilities Act. A Department of Motor Vehicles cannot deny a driver's license based solely on a person’s disability. Drivers may need to make modifications to their vehicles to make their car safe and they must alert the state of their disability, but if you have a health condition or impairment you are still legally able to drive. You should always get the ok from your doctor beforehand though to ensure your health and safety.  If you are driving with a disability for the first time, it’s important to safely determine what you will need help with and what facets of driving may pose an issue. Taking a driving class will help ensure you have the tools that you need to drive safely. You will need to take practice and take your test with a modified vehicle and your DMV may need time to secure the correct car. Getting some experience behind the wheel of a converted vehicle will help you feel more confident in your driving and also help you determine what type of vehicle and modifications you will require. What adaptive equipment does my new car need? Buying a new car that is specifically designed for you may cost you a significant amount of money. But it is hard to beat the technology that today’s new cars offer. Many car manufacturers have teams that can meet with you, assess your needs, and help get you into a car that is safe for you to drive. These experts will assess the following: VisionHearingJudgment and decision making skillsProcessing skillsMuscle StrengthCoordination and reactionMedical historyAbility to get in and out of the vehicleAbility to operate the vehicle with adaptive equipmentSafety habitsStress management By assessing all of these factors they can help you determine which adaptive equipment makes sense for you. They will then help you determine what type of vehicle will work best for you: a car, SUV, van, or truck. Vans usually allow for the most amount of modifications and will be a great option for many people. New cars may feature the following adaptive features:Seat belt adjustmentsRampsSafety barsSafety strapsSwivel seatsHand controlsWheelchair liftsWheelchair securementsAnd more When dealerships determine what modifications to make to the car, they will install them so that your car is complete and ready to go when you pick it up.  Another advantage of buying a new car is that it is equipped with the latest technology. Not only will this technology keep you safe while you are driving, but it can even help monitor your health. Mazda is working on their Co-Pilot technology which monitors your health and will take over driving if your health declines rapidly. It will pull you over safely to the side of the road if you suddenly suffer an incapacitating crisis such as a seizure, heart attack, or stroke.  The price tag on a new van with advanced accessibility features can be quite high. For example, a new, full size wheelchair accessible van will run you north of $120,000. There are grants, loans, and funding that can help you pay for these vehicles, but it will still cost you a pretty penny. For many people, modifying a car that they already have will make more sense financially and be a more practical option.How do you modify a car for a disabled person?If you are looking to modify a car to drive with your disability, it can be a more affordable option. Your vehicle will need to qualify as an adaptable vehicle, so do some research beforehand to determine if your car can be modified to accommodate your needs.  The same modifications listed above for new cars can be made to existing vehicles, so long as the vehicle is capable of medications. If you are not buying a new car you should still consult with an occupational therapist to determine what modifications you should make to your vehicle. They can do an assessment of your health and skills and determine the best features you should add to your car. They can also recommend a reputable installer for these modifications. Having your car modified is still not cheap. Modifications can easily cost over $80,000 depending on what you need to have installed.How can I pay for modifications?If you need to have modifications made to your vehicle to make it accessible and safe to drive, there are grants that can help you pay for the added expenses. In most cases your medical insurance will not cover the expenses associated with modifying your vehicle. Your car insurance will also not help cover the cost of modifications. It will be up to you to apply for grants that can help you make the modifications necessary.  US State GrantsYour state will most likely offer some grants to help pay for vehicle modifications. They are usually funded by state veterans associations and accessibility advocate groups.  US Federal GrantsYou may be eligible for a federal grant for your vehicle modification as well. If you are a veteran, the Veterans Administration offers tax free funds of $22,355 for former service members in need. If you are on Medicare Part B you may have up to 80% of necessary medical equipment covered.  Private GrantsYou may also be able to apply to private organizations for a grant that will help cover your expenses. There are many organizations out there that can help you with funding, but it is recommended that you reach out to them directly to ensure that you qualify and that you apply correctly. Some grants may require that you reside in certain states or have certain qualifying health issues. If you do qualify for a grant, be sure to get the amount they will fund in writing before you buy your new vehicle or make modifications. Certain grants will stipulate that the money may only be used for modifications and not for the purchase of a new car. Here are some of the grants that are available nationwide.  The Alynn Family FoundationBrighter Tomorrow GrantBryon Riesch Paralysis FoundationCenter On Technology And DisabilityHelpHOPELiveJoni And FriendsJoseph S. Bruno Charitable FoundationKya’s KrusadeThe Malone Family FoundationMuscular Dystrophy AssociationNational Organization For Vehicle AccessibilityRESNA Catalyst ProjectSpecial Kids FundSpinal Cord Opportunities For Rehabilitation EndowmentThe Reeve FoundationVocational RehabilitationLoansThere are also loans available to help you buy a new car or modify your existing car. These mobility vehicle loans can help you borrow additional money that will allow for not only a new car, but a new car with the proper accessibility modifications. Bank of America and IMS are just two of several banks that provide loans for modifications. That’s what you need to know about buying a car with a disability. Driving with a disability can feel daunting at first, but there are many pieces of accessibility equipment that can make driving safe, comfortable, and enjoyable. But it’s incredibly important to make sure that you have an assessment from an occupational therapist to determine the safest way for you to drive. They will have the resources to guide you through getting the proper equipment and can even help point you in the direction of grants and loans to help you pay for it all. Carmakers are working hard to get autonomous driving cars on the road. They have long hailed this technology as an equalizer that will allow people of all abilities to get around safely. While this will hopefully happen in the future, people with disabilities will have to depend on the equipment available to them now to get around safely. If you are drowning in car payments, call Auto Approve today to see how refinancing can help you! Our experts can determine if you qualify within minutes and help you through the application process. The result? A lot more money in your pocket every month. But don’t just take our word for it. Our 4.6 out of 5 rating on TrustPilot and A+ rating from the Better Business Bureau tells you that we get results.So don’t wait–contact Auto Approve today and start saving!  GET A QUOTE IN 60 SECONDS