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10 Winter Car Maintenance Tips

Finance | 10/26/2022 22:00

When the temperature drops and the weather gets icy, it becomes even more important to make sure our cars are serviced and safe for the winter. Now is the perfect time to check that your car is in top shape before the holidays creep in to take up all of your spare time. 


Here are 10 car maintenance tips to keep your car running smoothly all winter.


Maintain your car battery.


When it’s freezing cold and icy outside, the last place you want to be is stranded with a dead battery. That’s why it’s incredibly important to take good care of your battery. When it’s cold outside, batteries tend to have a harder time getting started because they have less cranking power. At 0° F a car battery has only half of the cranking power that it does at 80° F. 


To check your battery, remove the plastic caps that are on the top and check the fluid level. You can add distilled water if the fluid level is low. If you have a maintenance free battery, you can check the status on the top of the battery. 


You may prefer to have the battery tested professionally. They can charge it for you, but if it’s old and not maintaining a charge like it used to, we recommend getting a new battery before the winter starts. You should ideally have a battery that is 600 CCA or above for the best winter performance.


Check all of your lights.


With winter comes darker days and earlier nights, so it’s critical to make sure all of your lights are in working order. If a bulb is out, be sure to replace it. If your headlights are foggy or have a yellow haze, look into getting a restoration kit. They are easy to use and can make a big difference on visibility.

Vehicle with headlights on in winter


Check all of your fluids.


Before the winter starts you should check all of your fluids and either replace them or top them off. 


Oil

Oil is the lifeblood of your engine, so it’s important to make sure you replace your oil when recommended. Motor oil lubricates the engine so that all parts run smoothly and keep them from overheating. Oil actually thickens as the temperatures get colder, and this can put a lot of strain on your engine. Your owner’s manual will tell you what type of oil you should be using, but ideally it should be a multi viscosity oil that is signified with a “W” (such as 5W-20, 5W-30, and 10W-30). These oils can be used year round, even with cold temperatures. Be sure to replace your filter whenever you replace the oil too; this will result in optimal flow.


Coolant

To ensure that your engine runs properly, you need to have the proper amount of coolant. Antifreeze protects your engine from corrosion, helps heat transfer, and prevents rust from building up. Your car should have a 50/50 mix of antifreeze and water, which will keep your coolant from freezing until temperatures drop under zero. As it gets colder, you may want to increase the ratio to  60/40 or 70/30, but you should never have more than 70% antifreeze. 


Washer Fluid

Additionally, you should make sure your windshield wiper fluid is topped off. With the snow, sleet, ice, and salt that comes with winter, you will end up using your windshield wipers frequently. You can also add some washer fluid antifreeze to ensure it’s suitable for winter.


Replace your windshield wipers.


Just as you want to be sure that your wiper fluid is topped off, you want to be sure that your windshield wipers are in good working order. If they aren’t doing a bang up job, consider replacing them before the winter starts. You can periodically clean them up by wiping the rubber blades with glass cleaner and a paper towel, but they should still be replaced every so often. In fact, studies have found that they start losing their effectiveness in as little as six months.


Winter tire pressure testing

Maintain tire pressure.


Cold weather affects your tire pressure greatly. In fact, for every ten degree drop in temperature your PSI drops by one pound. So it’s important to keep an eye on this as we head into winter. Underinflated tires can cause uneven wear on your tires and cause premature wear. Additionally, it can make your car less predictable to drive, which can be dangerous for you (especially with slippery winter conditions). Be sure to check the tire pressure frequently as temperatures drop, and again as the temperatures rise again in the spring.

Invest in winter tires.


Depending on where you live and how much winter precipitation you have to deal with, you may want to invest in winter tires. Experts recommend getting winter tires if the temperature regularly drops below 45. That’s because winter tires can stay flexible even in cold temperatures, which can help maintain better traction when stopping and turning on cold pavement. No matter how good of an All Wheel Drive system you have, nothing beats having an optimum contact patch, which is where the rubber meets the road. Additionally, winter tires have “lugs”, which are deep channels carved into the outside of the tire to push water and slush out of the way.


Test your defroster and heater.


When the temperatures drop, nothing beats having a working heater and defroster. Not only do they keep you comfortable, but they reduce the amount of moisture in the vehicle making it easier for you to see. Before the temperatures drop too much, start up your heater to make sure the air is hot coming out. If it’s not, be sure to bring it in to get looked at before the temperatures become too unbearable. 


Have your brakes checked.


While the winter doesn’t inherently affect your brakes, it’s just good practice to ensure they are working properly before the weather gets too bad. It’s recommended that you get your brakes serviced once a year, so doing it before the winter is a good routine to get into.


Pack a winter emergency kit.


This isn’t exactly a car maintenance tip but, it’s a good tip for preparedness. It’s always a good idea to have an emergency kit in your car. You never know when you might be stuck or stranded for a period of time. Your emergency kit should have the following:

  • A few bottles of water

  • A thermal blanket

  • An extra set of warm clothes

  • Non perishable foods (such as granola bars)

  • First-aid kit

  • Car tool kit that includes a screwdriver and a knife

  • Flashlight and extra batteries

  • Jumper cables

  • An extra phone charger and extra battery

  • Shovel

  • Ice scraper

  • Extra antifreeze

  • De-icer

  • Flares


Be prepared for an emergency.


Again, this isn’t exactly a car maintenance tip, but you want to be prepared mentally and financially for an emergency. That’s why it’s so important to build an emergency fund ahead of time. By building an emergency fund into your budget, you can help yourself prepare for a problem in the future, such as a winter accident.


Starting an emergency fund doesn’t have to be complicated. Here are a few easy steps to help you get started.


Make your budget.

If you don’t already have a monthly budget worked out, then get one started! Simply track your income and expenses and see how the two line up. 


Determine your emergency fund goal.

The amount of money you want to set aside for your emergency fund will vary from person to person. Here is a rough guideline of what experts recommend:

  • 3-4 months of expenses if you are in a relatively stable financial position and don’t have a lot of people financially dependent on you

  • 6 months worth of expenses if you have a lot of dependents, are a sole provider, and/or live in an expensive area

  • One year worth of expenses if you are older, have underlying health conditions, and/or are nearing retirement


Set up direct deposit.

Setting up a direct deposit to your emergency fund will help you grow it without much effort. Simply start up a free account where you can house your emergency fund, and portion out some money to direct there. You can do a split direct deposit that will allow you to put a certain percentage in one account and the remainder in another, that way you can build your savings while still keeping your checking account at a healthy balance.

Those are our top tips for winter car maintenance.


Being prepared for the winter can save you a lot of hassle, money, and time. So be sure to check your engine, top off your fluids, and prepare for the unexpected. 


As you make your winter preparedness checklist, be sure to add “refinance car loan” to the top of the list. By refinancing your car loan you can save a lot of money on your monthly car payments–money that you can use for your emergency fund, holiday shopping, or anything else you have coming down the pike. And refinancing your car loan is easy when you use Auto Approve. Get in touch today to find out how much money you could be saving!

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The 3 Best American Road Trips To Take This Year

Thinking about a road trip this year, but not sure which of the many amazing classic American road trips to take? You’re in the right place.While it’s hard to say that any one singular road trip is the best most beautiful roast trip to take – the United States has tons of interesting terrain, stunning vistas, and cultural landmarks from sea to shining sea – we’ve compiled three favorites that you can start planning right now.There are many more great options. Traveling Route 66 or visiting the Grand Canyon are evergreen classics. But these uniquely excellent drives were selected for weather, accessibility, and combination of natural wonders and modern conveniences. American Road Trips to Take In 2025What’s the best road trip to take for you? Only you can decide that, but it’ll depend on who you’re driving with (or if you’re flying solo!), where you’re starting your journey, and how long you want to spend in the day, per car and overall. Each of these road trips can be shortened or lengthened with fewer or more stops, and each has their pros and cons. And once you’ve picked one, check out our road trip planner.1. New England: Jamestown to Acadia National ParkIf you’re craving a seaside getaway, it doesn’t get much more iconic than a drive up the New England coastline. This is a great option for summer and fall road trips. During the summer, you get cooler temperatures than much of the US, sea breezes, lobster rolls, and beach days. 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Driving in winter conditions doesn’t make for a relaxing vacation!2. Smoky Mountains: Asheville to MemphisIf you’re interested in a road trip through classic Americana, a trip from North Carolina to Tennessee might be just the ticket. By stopping in Nashville and Memphis, you can see much of the heart of American music history, and the barbecue across the region is iconic. And the culture isn’t half of it – this drive takes you through the stunning Smoky Mountains and is widely considered one of the most beautiful road trips you can take.Driving time (one way without stops, approx.): 8 hoursStop ideas: NC: Charlotte, Asheville, Great Smoky Mountains National Park (crosses multiple states); TN: Johnson City, Pigeon Forge, Knoxville, Chattanooga, NashvilleA few of these are out the way from the others – stopping Charlotte would really mean starting or ending in Charlotte, and Johnson City’s out of the way, but a fine place to stop if you choose to focus on exploring the Smoky Mountains.This trip is going to have the hottest weather of the options on this list in the summer, but nothing compared to what you might experience in Zion or Big Bend. The Smoky Mountains and Asheville stay pretty cool, but by the time you get to Memphis, depending on the time of year, it can get into the 90s Fahrenheit. 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Useful Skills You Can Learn While Driving

Have you ever considered learning while you drive? Whether you want to make better use of a daily commute or are heading out on a long solo drive, if you want to learn a skill from behind the wheel, we have some ideas for you!The key to learning on the road is to choose something you can do with just audio media – and to make sure nothing you do is so engrossing that you lose focus. It’s important that you still drive safely, no matter what. Essentially, we recommend skills you can learn from an audiobook or podcast and repetitive activities that allow you to build up your knowledge or talents over time.Let’s take a look.Things You Can Learn While DrivingThe average American driver spends, according to a AAA survey, just over an hour in their car every single day. Why not find ways to be productive with all that time? Here are some things you can pick up while you drive.1. Learn a LanguageThis is probably the most popular skill to tackle in the car. Whether you’re brushing up on a language you learned in high school, preparing for a trip, trying to improve your chances at a new job, or learning just to stay sharp, there are tons of good reasons to learn a language while you drive. 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Avid birders in particular might find this interesting – and there are many resources for birders, since it’s such a popular hobby (BirdNote Daily is a good option) – but resources exist for frog fans and other animal lovers as well, dependent on your region. And there’s no reason you need to stick to your own backyard! Noisy by Nature is a kid-focused podcast that introduces the sounds of Australian wildlife (and is, frankly, fascinating for all ages).As an added bonus, nature sounds can also be relaxing, which is helpful when you’re stuck in traffic in a 20 minute slowdown.3. Write Better EmailsWhether you’re an English learner, a complete word nerd, or someone who struggled with writing in school and wants to up their email game, there are tons of great podcasts about English grammar, word usage, and how people speak. A few top recommendations include: Grammar GirlThe AllusionistVocal FriesYou’re Saying It WrongWebster's Word of the DayExpanding your vocabulary, mastering complex grammar rules, getting into the nitty-gritty of style, and discovering common malapropisms and mistakes can make you a better writer, reader, and conversationalist.4. Level Up Your Financial LiteracyThere are tons of great personal finance podcasts being made right now. 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AutoApprove can help you find the right deal for your unique situation – and do the paperwork for you.Get a free, no-commitment quote to see how much you could save.5. Practice Using Your VoiceWhether you’re a nervous public speaker or thinking about getting into amateur opera, the car is the perfect place to get vocal reps in. There are tons of voice teachers making content online – you could find a vocal warm-up to try while you drive, or look up exercises in advance and put them into practice when the car door is closed.Whether you rehearse a presentation or sales pitch, practice improvising speeches, or sing do-re-mi, the car is a rare place where you can let yourself be as noisy as you want, take advantage of it!6. Build Your Understanding of MathRegardless of your current level of math expertise, you can skill build while in the car. Some people work on basic skills like solving simple number problems, memorizing multiplication tables, or learning more of the digits of pi. Or, if you prefer to simply listen, there are many engaging math listens that can make you fall in love with math. A few top podcast options include: The Joy of XBreaking MathMy Favorite TheoremOpinionated History of MathematicsLeveling up your understanding of math can help you see the world in a new light! And hey, maybe you can impress your friends with your new intel.7. Learn About the WorldLast but certainly not least, there are so many great educational podcasts about all manner of things, from history to economics to niche scientific fields. Taking the time to simply learn broadly about different topics that interest you wherever you can is a very productive way to spend your time in the car. Some of the best options happen to overlap with our recommended podcasts for long drives, like Ologies, 99% Invisible, The Happiness Lab, and Revolutions. But the thing that interests you most when you set out on the road is always the best option, whatever that may be – even if it’s something silly like the workings of ‘90s cars or learning to understand Morse code. Whatever you choose, expanding your worldview and learning something new is always a good choice!And Those Are Seven Useful Ways To Spend Your Driving TimeMost of us spend quite a bit of time behind the wheel, trying to make something of that time is an admirable pursuit! From language learning to amateur opera performance, there’s always something interesting to do to pass the time and challenge your mind.But refinancing your vehicle doesn’t take any time at all.You could be paying less monthly on your auto loan, putting more cash back in your pocket for the things that matter most. Find out how much you could save with just a few clicks and no commitment. Get your free quote now.

5 Things Every Car Owner Should Know

Let’s talk about five of the essential things every car owner should know.There are tons of skills you come by naturally as you start driving. Some things you learn for your drivers license exam, some skills you pick up as you start driving. But there are a few things not everyone knows how to do that can make you a better car owner and help you feel more confident on the road.These are some of the top skills you need to take time to learn once you own a car. Let’s take a closer look.Essential Skills for Drivers and Car OwnersTake a peek at the list. Do you know how to do all of these things? Most people will have learned at least some of these skills naturally, but taking time to really master them can help you drive safer and keep your car in great condition longer.1. How to Check and Change a TireIt’s important to get to know your tires, and recognize the right tire for your vehicle. 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If you see a liquid coming out of your vehicle, being able to recognize what fluid it most likely is and whether or not it constitutes a safety hazard is key.To get you started here are the essentials of changing a tire:Find somewhere safe to park on a level, firm surface.Turn on your hazard lights.Gather your tools: spare tire, car jack, lug wrench, and your owner’s manualReview any important information in the manual about tire changes for your specific vehicle Loosen but do not remove the lug nuts (which may be under the hub cap)Position the car jack at your vehicle’s jack points based on the instruction in the car owner’s manual (sometimes marked with a notch on the chassis)Slowly raise the car with the jackFinish loosening and remove the lug nuts, keeping them somewhere you can easily find them again where they can’t roll awayRemove the flat tire and replace it with the spare, lining the spare up with the wheel studsReplace the lug nuts and gently start screwing them in by handLower the car Use your lug wrench to tighten the lug nutsPut all your equipment back where you usually keep itCheck tire pressure for all tires (you may want to go to a garage to make sure everything’s good to go and your tire pressure is even)Return to the road, driving slowly and carefully if you’re driving on a donutPracticing changing your tire a few times at home can make it much less stressful if and when you need to change one on the road.2. How to Deep Clean Your Car YourselfWhile automatic car washes are handy and typically fairly affordable, deep cleaning and detailing your car can get expensive and time consuming. Knowing how to keep your car clean and how to handle stains and wear and tear on the inside and outside can improve your driving experience. After all, according to AAA, American drivers spent an average of 60.2 minutes behind the wheel every day as of 2022. Making that space clean and comfortable can help that hour of driving feel less stressful.Plus, deep cleaning your car yourself can save you money, and some people find it meditative!Speaking of saving money…Here’s one more thing every car owner should know how to do: lower their car payment quickly and hassle-free with Auto Approve!Get a free quote to see how much you could save.3. How to Read A Paper MapOnce a ubiquitous skill, knowing how to read a paper map is less and less common with the rise of GPS and digital map apps for the phone and in-car systems. However, it’s important that drivers of all ages master this skill and keep it sharp to be safe. You never know when you could lose service or battery power. Having a map in your glovebox and knowing how to read can help save headaches should you land in a tough spot. The last thing you want in the case of a breakdown is to add not knowing where you are to an already stressful situation.And reading a map isn’t all – all drivers should have on hand and know how to read their vehicle’s manual. You never want to be stranded somewhere trying to guess the meaning of an alert you’ve never seen before!While reading a map might not be absolutely essential when you’re staying close to home, it can come in handy if you want to plan a road trip – and even more so when you hit the road and venture into new areas further from home (and, depending on where you’re heading, further from robust network coverage!).4. How to Drive in Bad WeatherGiven shifting norms for how often we see major storms – and new types of storms hitting areas that once rarely saw, for example, snow storms or hurricanes – knowing how to drive, and when not to drive, in all kinds of weather is an absolute must.Driving in winter storms or heavy rain can mean different risks and challenges than, say, very strong winds or a heatwave. Prepare for all possibilities by brushing up on your driving skills and keeping an emergency kit in your truck.In general, when the weather is crazy and you’re on the road, slow down, leave extra space between you and the car in front of you, and remember that if you start to slide, the best thing to do is take your foot off the gas and gently steer the front of your car toward the direction you want it to go.5. How To Recognize Warning Signs from An Old CarLast but certainly not least, assuming you do everything right and your vehicle serves you well for over a decade, you’ll want to start keeping an eye out for signs of wear and tear that might mean a car is on its last legs. There’s a rule of thumb called the 30/60/90 rule in auto maintenance that suggests you should take your car in for servicing and preventative maintenance every 30,000 miles. This is true regardless of how long the vehicle’s been on the road and whether or not it’s showing any of the major old car warning signs. Preventative maintenance can help catch problems early and let you drive with confidence even after years with your vehicle. If everything’s looking good, you just need to keep an eye out for rusting, brake issues, bumping or bouncing, or a persistent check engine light. And One More Thing Every Car Owner Needs to Know…How to lower their car payment! Auto Approve can help you lower your vehicle payment in minutes.Most people are overpaying on their auto loanIf you got your vehicle from a dealership, there’s a good chance you’re overpaying on your auto loan, thanks to dealer markups on rates. Auto Approve can help you find out whether you’re eligible for a better rate and start paying less through refinancing. To get started, all you have to do is answer a few questions, no commitment required. Then, an Auto Approve associate can help you find the best deal for you. Once you choose your refinance, Auto Approve does the paperwork, making the process quick and easy!Get your free quote to see how much you could save today.
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