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What Is Gap Insurance And How Does It Work?

Finance | 11/12/2021 23:00

Gap insurance (Guaranteed Asset Protection) is optional insurance that kicks in if your car is totaled or stolen. It essentially covers the “gap” between what you still owe on the car and the depreciated value of the car. Let’s look a little closer at how this type of insurance works, and when you should consider getting it.


Here’s everything you need to know about gap insurance and when it is worthwhile to have.


If you have a car loan, it is possible that the car may be valued at less than you owe on it. This is less than ideal, but it happens often enough with vehicle loans. This becomes a major problem if something drastic happens to your car. If your car is stolen or totaled and the insurance company only pays out what the car is valued at, it might not cover the amount that you have left on your loan. 


Insurance company payment

How Does Gap Insurance Work?

Gap insurance kicks in when there is a gap between what insurance will pay and what you still owe on the car. Say you take out a loan for $20,000 on your new car, and a few months later your car is totaled while it is parked outside your house. You file a claim with your insurance company, and they agree to pay $17,000. The $3,000 difference is ultimately your responsibility, even though the situation was completely out of your control. 


Gap insurance ultimately works in conjunction with comprehensive and collision insurance to minimize or eliminate your out of pocket expenses.


Do I Need Gap Insurance?

Gap insurance is not technically required, but that doesn’t mean you shouldn’t consider it. Let’s look at a few different types of insurance and when they are required:


  • Liability Insurance. This insurance is required by almost every state in the United States (excluding New Hampshire). It is composed of three parts: bodily injury coverage per person, bodily injury coverage per accident, and property damage coverage per accident. This covers any damage you may cause to another driver, their passengers, or their property, including their car.

  • Comprehensive Insurance. This covers the cost of damages to your vehicle if there is a non-crash accident, such as weather damage or theft. Comprehensive insurance also covers damage that occurs if you hit an animal. 

  • Collision Insurance. This covers damages to your vehicle if you hit or are hit by another vehicle.

Car accident collision

If your car is financed, you may be required to get all three types of insurance. Even so, it is possible that this may not cover all of the damages, and you could still owe money on your car even if it is totaled.


How Do I Decide If I Need Gap Insurance?

If your car is not financed, you do not need gap insurance whatsoever. If your car is financed, it depends largely on the expected depreciation of your car. It is important to remember that cars depreciate rather quickly, losing about 20% of their value in the first year alone. It is always worth checking Edmunds or Kelley Blue Book to see what your car is worth. Here are some factors that might help you decide if gap insurance is necessary: 


  • You put less than 20% as down payment on your car. This makes you more likely to end up with negative equity as soon as you leave the dealership. Your car depreciates the minute you leave the dealership, so if you only put down a low down payment, you might immediately owe more than the car is worth

  • Your car is a lease. Some leases require gap insurance in addition to collision, comprehensive, and liability.

  • You drive a lot compared to the average person in your area. This will cause your particular car to depreciate faster. 

  • Your car model has a tendency to depreciate fast. Some cars simply lose value faster than other cars, while some cars hold their value extremely well. Gap coverage might be worthwhile if your car model doesn’t hold its value particularly well.

  • Your car loan payment period is long. If your loan is 5 years or longer, there is a higher chance that your loan balance will exceed your car’s market value. Gap insurance can protect you from this depreciation.


How Much Does Gap Insurance Cost?

Like everything, the cost of gap insurance can vary greatly between insurance companies. If you go through your current provider, you can expect to pay a yearly flat fee of $500 to $700 for the coverage. If you finance through a credit union, you can expect a monthly add on of $20-$40. The following variables will affect the cost of gap insurance:


  • Where you live.

  • Your age.

  • Previous claims history.

  • Actual value of your car and total amount you owe.


If your insurance company does not offer gap insurance, you can purchase it as a stand alone policy from another provider. 


At AutoApprove, we work with lenders to get the best rates on gap insurance possible, usually around $14 per month. As far as insurance coverage goes, it offers a great return of investment should you ever need it to kick in.


Is Gap Insurance Really Worth It?

You will need to do the math to determine if gap insurance is worth the investment.  


  1. First, go online to determine how much your car is worth. Use sites such as Kelley Blue Book and Edmunds to get a value for your make and model. It is best to find an end of year value for each year of your loan.

  2. Take a look at your loan terms. See how much you will owe each year, and compare this to what your car will be worth at the end of each corresponding year.

  3. Calculate how much gap insurance will cost for each year.

  4. Look at the difference in your car’s value and what you owe at the end of each year. Based on this, determine how much gap insurance will save you in the event of a disaster. 

If there’s a good chance your car will depreciate faster than you will pay it off, you should strongly consider gap insurance. 


Gap insurance ultimately covers what collision and comprehensive insurance do not cover, and can protect you from depreciation.

At AutoApprove, we know that gap insurance can make good sense based on how quickly cars tend to lose their value. We work closely with lenders and help you shop around for the rates and coverage that fit your needs most. So if gap insurance makes sense to you, contact us today to see how we can help.

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All-Wheel Drive vs. 4-Wheel Drive: What You Need to Know

All-wheel drive. Four-wheel drive. We’ve all heard the terms, but what do they mean? And, which do you really need, if either?Whether you’re shopping for a new vehicle, moving to a new area with rougher driving conditions, or just curious about your car’s capabilities, this guide is for you. The truth is, these terms can be kind of confusing, especially since many car manufacturers have their own unique names for their 4-wheel or all-wheel drive systems. Understanding the basics can help you choose the right vehicle for your driving situation or make better use of your vehicle’s existing systems.In this blog, you’ll find the answers to some of the most frequently asked questions about all-wheel drive (AWD) and 4-wheel drive (4WD), like:Why is having AWD or 4WD important?What is a powertrain? What is all-wheel drive?What is 4-wheel drive?Which is better, AWD or 4WD?Let’s take a closer look.All-Wheel Drive vs. 4-Wheel Drive: Everything You Need to KnowEssentially speaking, vehicles move forward using traction. Two-wheel, all-wheel, and 4-wheel drive are all systems for determining how much power is going to which axle on a vehicle. With two-wheel drive, a vehicle only ever sends power to one axle – either the front or rear. If that powered axle loses traction, the vehicle will have a hard time steering and moving forward.With all-wheel and 4-wheel drive, there are ways to send power to the other axle. The difference between the two is about how and when that power is distributed.Why is having AWD or 4WD important?It isn’t, necessarily, depending on your driving situation!If you’re someone who mostly drives in a city, in the suburbs, or on highways, and lives somewhere inclement weather isn’t all that common, you may never need either AWD or 4WD.Most of the time, a two-wheel drive set-up works perfectly fine – if you’re driving on a clear, even road, you don’t need to worry about four-wheel or all-wheel drive. It’s when things get uneven or slippery that you need to think about the different set-ups. Think of it like walking – most of the time, you just walk forward on your two feet and that’s perfectly great. It’s only if you, say, got stuck in the mud or slipped on ice or needed to climb that you really need to use your arms and hands to help you along. But if those situations arise, having the ability to call in extra power sure makes a big difference.That means, if you’re someone who needs to drive off-road, haul heavy loads, or is regularly facing snowy and icy conditions, AWD and 4WD are more likely to come in handy.On the road or off-roading, choose Auto Approve for your auto loan refinance Auto Approve helps drivers like you save money on their monthly car payments. Discover whether you’re eligible for a lower monthly payment or better interest rate with a free, no-commitment quote today.Put more money back in your pocket with a free quote from Auto Approve.What is a powertrain? To understand the difference between these two kinds of drive systems, we need to look at how vehicles work more generally.The powertrain is the assembly of pieces that work together to put a vehicle in motion. It includes:the engine, which creates powerthe transmission, which uses gear sets to translate between engine speed and desired road speedthe drive shaft, which transmits power to the differentialthe differential, which allows wheels to spin at different rates when turning or in case one wheel loses tractionand the axle shaft, which sends power from the differential to the wheelsIn a 2WD vehicle, there’s one axle receiving power. In a 4WD vehicle, there’s a front differential and a rear differential and you can choose different settings depending on driving conditions. In an AWD vehicle, there’s typically a center differential, and power is sent to different wheels automatically. While the specifics vary from model to model, this is usually done based either on simple physics (as in a viscous or helical center differential where a physical change caused by wheel slip makes other parts of the powertrain react) or by a computer based on set parameters (called an electronic limited slip differential, which is becoming more and more common). There are also systems in between that defy categorization, like those that send power to one axle or the other but never both at the same time – but that’s truly getting into the weeds.What is all-wheel drive? (AWD)An all-wheel drive vehicle has a center differential.All-wheel drive is a system used to automatically redistribute torque based on traction. That is, it has the ability to send power to any wheel, and determines which wheels to send power to based on certain set factors. How exactly it determines where to send power and the system used to do so varies by maker. Some AWDs are full-time (meaning they’re always sensing whether or not to change where power is being sent to) while others are part-time (meaning you can activate AWD capabilities, and otherwise have a 2WD vehicle).Broadly, AWD is good for people who might encounter slippery road conditions, but not so much for off-roading and hauling.What is 4-wheel drive (4WD)?A 4-wheel drive vehicle has two differentials, one for the front and one for the rear. Typically, when 4WD is activated, power is sent consistently to all 4 wheels, rather than the variable power of AWD, and the driveshaft locks. 4WD is usually a setting that can be turned on and off, and really shouldn’t be turned on when driving on a standard road. The extra friction can damage the vehicle’s tires and powertrain. Rather, 4WD should be engaged when driving on rough terrain, like driving through mud or snow, for climbing uneven and steep surfaces, or for pulling heavy objects.In general, 4WD is preferred by people who spend a lot of time in the woods, driving unpaved roads, and taking on heavy duty tasks. It’s most common for trucks and SUVs designed for off-roading to have a 4WD drive option.Which is better, AWD or 4WD?Now that you understand a bit about how AWD and 4WD drive work and what they’re used for, you can decide which makes more sense for you.Neither all-wheel drive nor 4-wheel drive is empirically better – they’re two different systems offering different pros and cons.The short version is, if you’re looking for a vehicle that can handle a little extra mud, snow, ice, or heavy rainfall, but largely planning to stay on standard roads, AWD may well be the right choice for you. AWD can usually offer better road safety in inclement weather than a standard 2WD set-up, helping you stay out of road trouble.That said, if you expect to find yourself in deep snow, significant mud, or heading off the beaten path, 4WD might be for you. 4WD is generally the best option for anyone planning to do heavy duty work with their vehicle or regularly drive through unpaved areas.And one last thing to consider. These days, many different manufacturers offer their own patented versions of these features, each with a unique powertrain setup (and, in many cases, unique algorithm). If you’re thinking about purchasing a new vehicle, make sure you take time to look into the features being offered and how they work to make the right choice for your driving life.And that’s everything you need to know about all wheel drive vs. 4 wheel drive.If you already have a vehicle offering one of these features, you should be able to use and understand them better now.If you’re exploring a new vehicle, the choice is yours. Which do you think makes the most sense for you? And if you’re thinking about refinancing, get your free quote from Auto Approve today to discover how much you could save. Auto Approve makes finding the bets deal for you easy – and does the paperwork for you.Get your free quote now.

What’s In The Trunk: 10 Car Emergency Kit Essentials

What should you have in your car emergency kit?Whether you’ve just bought your first car or are simply taking a moment to reassess the essentials you keep in your vehicle, there are a few things you should have in your car for emergencies.With this list, you can make sure you’re prepared for many of the most common roadside issues, no matter whether you’re driving in wintry conditions or summer heat, an electric or gas vehicle, in the city or off the beaten path.Let’s take a look.10 Things To Put On Your Car Emergency Kit ListIt’s important to have an emergency kit for your home and for your vehicle, especially as natural disasters become more frequent and move to new areas. Here are some top recommendations for your emergency kit for your car. Take a peek and decide which are right for you, your vehicle, and the places you drive.1. Flashlight & FlaresOne of the most important things to have in your trunk is something you can use both to signal other drivers that you’re broken down or need roadside assistance and to light your way should anything happen after dark. While reflective gear is great (and also recommended!), something that reliably casts a light is a must for your vehicle. Be sure to check the batteries on your flashlight regularly and keep extras around just in case.2. Reflective Triangle & GearBeing able to see is important – and so is being seen. A flare or a flashlight is essential for illumination, but reflective clothes and a reflective triangle are equally essential. The clothing makes you more visible if you need to navigate around a broken down vehicle in an emergency at night and can protect you if, worst case scenario, you need to walk to safety along a poorly lit road without proper sidewalks.While flares and reflective triangles serve similar purposes, you may want to consider having both. Flares are generally designed to be long-lasting and robust enough to stay lit even in rain and high winds and offer increased visibility, but a reflective triangle can give you extra reassurance that you’ll be seen no matter what should the flare, for example, get soaked to the point where it can’t be lit.3. ProvisionsOne of the best things to keep in your car in case of emergency is water. This is especially true if you’re driving in the summer or somewhere hot, but really should be part of every emergency pack. Another essential to carry in your trunk kit is shelf stable snacks or ready-to-eat meals. You want something pretty calorie-dense and filling that will last in your trunk for quite some time. People who take emergency kit packing seriously – like those whose driving regularly takes them to more remote areas – will even buy what’s called MREs. These are military-style ration packs that stay good for several years and include everything you need to eat a full meal without any additional supplies. If you think you could end up somewhere far enough from emergency services that it might be necessary, MREs and water purification tablets can be a real lifesaver.4. Jumper CablesWhether you primarily drive out in the country or in the middle of a city, jumper cables are a great choice for an emergency kit. These cables can be used to jumpstart a weak or dead battery, helping you get your vehicle running again – at least long enough to get to a service station. Just make sure you know how to use them safely!Need a jumpstart for your finances?Many people are overpaying on their auto loan. Save on your car payment or find a better rate with Auto Approve. Get your free quote today.5. Tire Changing Kit, Repair Kit, & SpareA dead battery is one common reason for breakdowns. Tire issues are another. It’s always wise to keep the tools necessary to change a tire and a fully inflated spare tire in your vehicle. In fact, your vehicle should have come with them – but if it didn’t, you’ll definitely want to pick them up. You’ll need a jack, a lug wrench, a spare tire, and your vehicle owner’s manual. If you want to go the extra mile, there are tire repair kits available that can help you fix minor tire issues, like sealing small holes. However, these repairs are only temporary – you’ll still need to replace the tire eventually.If you’re handy, you may also want to keep a small array of useful items like duct tape, zip ties, or tools for minor vehicle repairs on hand – but only if you have the know-how to use them. With any additional tools you add to your kit, you’ll want to make sure they’re properly stowed such that they can’t come flying into the main cabin of the car in an accident. This is less of a problem in cars with traditional, separate trunks, but loose items can become dangerous in hatchbacks and SUVs that don’t have a solid divider.6. Well-Secured Fire ExtinguisherSpeaking of items that can be a huge help, but only if they’re properly stored! A fire extinguisher can’t solve every car fire, they’re not designed to fight massive fires, but can make a big difference should you end up in a situation that calls for one. Most experts recommend a standard 2.5-5 lb. ABC fire extinguisher, though some argue for Purple K extinguishers for car use. Do your own research and make a call about what makes sense for you. Just know that whichever you choose, it should be installed in a bracket that keeps the extinguisher from rolling around.7. First Aid KitA first aid kit is one of the absolute essentials for any emergency kit. It’s something that can both help you and your passengers out in case of any minor injuries while in the car, but can also come in handy separate and apart from time spent in the car. Having the ability to triage wounds in a pinch can help you help others in need and handle emergencies of your own, no matter where the road takes you. As with provisions, if you’re someone who spends a lot of time far from emergency services – or someone who likes to hike or camp – you can step up to a more serious trauma kit like the Individual First Aid Kits (IFAKs) used by some emergency workers. While a standard first aid kit includes things for treating small cuts and burns, IFAKs might include things like a splint, packed gauze, additional burn treatment supplies, and an emergency blanket for hypothermia to triage more serious injuries.8. Map, Compass, & Portable Phone ChargerWhen putting together an emergency kit for a vehicle, most of the focus is usually on handling breakdowns, accidents, and injuries, but sometimes you need a little help with the simpler things – like navigating in an area without cell service. It’s common today to rely on smartphones for directions, but there are still plenty of places where, depending on your carrier, the signal might be too weak to be sure you’re getting the information you need. If you’re worried you might be veering off track, a physical map can be a huge help.On a similar note, we rely on our phones for so much – having a portable charger is never a bad idea. Maybe you usually charge by plugging into your car, but if that fails for any reason (or your car, say, needs to be towed), making sure your phone has a full battery is a must.9. Overnight BagAnother item that’s simply a good idea to have in your vehicle just in case is an overnight bag – a change of clothes, pajamas, essentials like a toothbrush, hairbrush, and deodorant, and a small amount of cash. This is another example of something that’s good in many different situations, not just in the case of car trouble. Maybe you’ve had a drink and don’t feel safe to drive. Maybe your house loses power or is put under an evacuation notice while you’re not at home. Or maybe your car does break down far enough from home that you need to get a hotel for the night. In any of these situations, you’ll be glad to have emergency supplies in your car to help you feel clean and comfortable, wherever you end up staying.10. Inclement Weather SuppliesLast but certainly not least, this is possibly the widest category but perhaps the most important. Depending on where you are and the time of year, what you need to keep on hand can vary drastically, but it is always a good idea to have weather-appropriate emergency supplies in your car in case you have a breakdown and need to survive extreme weather for a time. Seasonal items to think about might include:Sand or salt for roadsIce scraperBlanketHand-warmersSpare winter clothesRainproof poncho or other rain clothesRain boots or winter bootsSunscreenWide-brimmed hatSunglassesLoose clothesElectrolyte drinksAnd Those Are 10 Useful Things To Have In An Emergency Kit For The CarOf course, there may be other essential items that make sense for you and your family, and not all of these ideas make sense for every driver. If you’re in the backwoods of Maine in February, you’ll need different equipment than someone driving around the arid parts of Arizona in August. But with these items, you’ll be well on your way to being and staying prepared for whatever comes your way. Need a little extra cash to put your ideal emergency kit together? Put money back in your pocket by refinancing your vehicle loan with Auto Approve. It’s easy to get a free quote online and discover how much you can save with a better rate or a lower monthly payment (or both!). Get your free quote now.

Inflation Getting You Down? 8 Simple Ways to Save Money in 2025

As costs rise around the world, many people are looking for easy ways to save money in 2025. Fortunately, there are tons of relatively easy cost-saving actions you can take to make a difference right away in your monthly budget. If inflation has you tightening your belt, try these 8 simple ideas for saving money this year. 8 Creative Ways to Save Money This YearWhile not all of these ideas will work for everyone, you should be able to find something in this list to help you reduce costs, from taking steps to avoid impulse buys to finding ways to save on your auto loan.This content is provided for informational purposes only, and should not be construed as financial advice.1. Make plans and stick to themOne of the best things you can do to spend less is to keep a closer eye on your spending. Taking a look at what you’re spending money on can help you decide what’s worth it to you and what’s not. Once you know where you want to spend and where you want to save, planning ahead is key to avoid spending more than you want to.For example, planning your meals for the week and making a grocery list of just what you need can help you reduce food waste and spend less on impulse buys. You can also set a budget for any shopping adventure or outing. Clothes in particular are one of the most common impulse buys, and many garments end up in landfills each year. Giving yourself a budget and putting back any item you’re on the fence about can help you spend less and avoid contributing to the excess of clothes.All this doesn’t mean no more fun little treats, it just means getting more creative with how you spend your splurge budget. In fact, it’s good to set some money aside for fun things, it makes it easier to stick to your plans. One simple way to do this is to take out the amount you set aside for splurging in cash – that way you can track your spending. Plus, sometimes finding ways to milk every penny for something delightful can help you find less expensive things that still make you happy, like a favorite candy or drink.2. Become a coupon whizDiscounts are out there to be had – if you want to get the most out of your money, one effective way to do that is to become more savvy about sales and discounts. While some coupon clipping can be onerous, there are many ways to save money on autopilot. Two top ways to do this are by adding a plug-in to your browser, like the Capital One shopping plug-in or Honey. These browser add-ons automatically check for coupon codes when you check out online. You can and should also join free loyalty programs anywhere you shop regularly that offers them. Many grocery store chains and pharmacies have programs you can join for free that qualify you for tons of store discounts – well worth the small price of carrying a scannable tag or entering your phone number.You can also find ways to save manually by keeping track of sales and coupons. While tons of emails and mailers can get annoying, they can help you save money by catching things you want or need when they’re on sale and helping you gather discount codes and coupons.3. Go where the deals areWant to save money? Don’t be afraid to price compare and actively seek out good deals!While people used to paying full price might feel awkward at first using services like Groupon and Good to Go, you can get great deals using them to purchase entertainment, services, and food – and discover new businesses you might love! For businesses, putting something up on Groupon is a marketing technique to help them reach wider audiences, and Good to Go helps restaurants and food retailers waste less food, so there’s nothing wrong with using them. You can also focus on visiting your favorite places when they have deals, whether that means getting cheaper movie tickets by going on certain weeknights (Regal, for example, offers reduced ticket prices on Tuesdays in some locations and for Regal members), getting a better deal on drinks at your favorite bar by going at happy hour, or visiting a local restaurant that has a special on.Going where the deal is can also mean joining a bulk retailer like Costco – stores like these often have better prices, even on the same products, than you’d find at a nearby grocery store.Take your auto loan where the deal is and save money.Another way to save money may be to change loan providers. Find out if you can lower your monthly car payment or get a better rate with Auto Approve.Get your free quote today.4. Switch providersSpeaking of changing providers! Cable, internet, and phone companies tend to inch prices up slowly over time until, eventually, you end up paying not just more than the promotional price you might have started with, but more than market rate. Switching providers can often help you get a better deal. Today, many of the more affordable phone providers are just as good as the big brand name options – do your research before making any major changes, but companies like Consumer Cellular and Mint Mobile may be a good choice to help you save.As more companies have moved to a service-based model where they take a monthly subscription fee that tends to creep upward, this applies to more bills – you may be able to save at the gym, on software, and elsewhere by switching to a competitor. Plus, sometimes initiating cancellation with your current provider may prompt them to offer you a better promotional price to keep you on as a customer, meaning you can even save money without making a change.You can also save on these same services by changing plans, like reducing your cable package or switching to an ad-based version of some of your less-used streaming platforms.5. Lower your transportation costsFor many of us, transportation eats up a big part of our monthly budget, and can feel unavoidable. In many parts of the world, a car is necessary for day-to-day activities like going to work and grocery shopping. While you might not be able to get rid of your vehicle, you can still find ways to save. The most common suggestions you’ll hear are to carpool and make use of public transit when available, but what if that’s not practical?Well, first you should audit your vehicle costs and figure out where the money is going. Ask yourself – could you avoid paying tolls by taking the scenic route occasionally or by grouping errands together? Could you share rides with friends by making errands social? Everyone needs to go to the grocery store, what if sometimes you did it with a friend, family member, or neighbor, and traded off the driving?You also may be able to increase your fuel efficiency. Take a peek at this guide to lowering your fuel costs for more on that.And, of course, you may be paying too much on your auto loan. If you want to lower your monthly payment or get a better rate, consider refinancing your vehicle. You can get a free, no-commitment quote right now.6. Get rid of unnecessary subscriptionsAnother way to save money? Use your bank or credit card’s online portal – or tools like Rocket Money, OneMain Trim, or Intuit’s line of products – to find forgotten subscriptions and identify recurring charges. As more and more companies have moved to subscription-based models, it gets harder to keep track of who’s raising prices or automatically renewing.Get rid of anything you’re not using or don’t remember signing up for, then decide if there are any other subscriptions you no longer need or simply can live without.$19.99 here and $27.99 there might not sound like a lot, but together these little charges can add up to hundreds of dollars a month to services you may not even be using.7. Use the 30-day ruleThinking about making a purchase that’s a want, not a need? Use the 30-day rule. The rule is simple, and just what it sounds like: if you’re thinking of making a large or impulse purchase, wait 30 days. Then, see if you still want it. This can help you avoid splurges and impulse buys that might not get used or spark joy long term.Easy, right?8. Get creative with gifts, meals, and activitiesLast but certainly not least, remember that sometimes time is better than money. If you can’t afford a big gift or want to save on a date night, putting time into planning something or making something thoughtful within your budget can be just as delightful as a shiny thing or pre-fixe dinner. Nights out, gifts, and events can all be big expenditures– especially as event ticket prices keep going up, restaurants deal with rising costs across the supply chain, and spending is reduced in other areas. Swap grand purchases for careful listening and grand gestures and you can give your loved ones an experience that’s just as memorable, without a hefty price tag.And Those Are The Easiest Ways to Save Money in 2025If you’re looking for ways to spend less without feeling like you have less, these tips could be a great fit for you. From setting limits on splurges to seeking deals to getting creative with the things you love, there’s tons to do to help you avoid breaking the bank this year.And if one of your major costs is your car payment, why not find out how much you could save with a free quote from Auto Approve today?Get your free quote.
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