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Most people are overpaying on their car loan. (Seriously!)

What is auto refinancing?

Circular economyRefinancing is when you take out a new loan to cover your existing loan on your car. You pay off the old loan and start paying off the new loan at a lower rate.

Why refinance?

Calculation imageThere are plenty of good reasons! Maybe you got a bad rate the first time around, your credit got better, or your family situation has changed. Interest rates today are historically low, so even if none of these apply, you may be eligible for a lower rate.

And in the end…

Calculation imageWhen you refinance to the lower rate you qualify for, you pay less monthly and overall. Sounds pretty sweet, right? It is – and it means more money in your pocket to spend however you want.

How Auto Refinancing Can Help You

Save Money:

See instant monthly savings and long-term financial freedom by pre-qualifying to refinance your auto loan today, without any hit to your credit.

Pay off my car faster:

Refinancing opens the door to a shorter loan term so you can pay off your car faster and cruise into financial freedom.

Lower my APR:

Pre-qualifying to refinance your auto loan takes you on the fast track to a lower APR and monthly payments.

Plus GAP to fill the gaps.

Guaranteed Asset Protection (GAP) usually comes with your loan. When you refinance, we’ll work with you to make sure your new loan comes with the GAP insurance that makes sense for you.

Protect against depreciation

Price down imageThe purpose of GAP insurance is to cover the difference between what you owe on your loan and what your car is really worth. Since cars depreciate from the moment they’re purchased, GAP protects you from negative equity.

There when you need it most

Price down imageGAP swoops in when bad things happen. If your car is totalled or stolen, your Comprehensive and Collision coverage factors in depreciation to what they’ll pay out, so you end up owing the difference between the car’s worth and your loan amount – unless you have GAP to pay that difference.

Just a few dollars a month

Price list imageThe best news is, most GAP coverage is less than $14 a month, so as coverage goes, it offers a pretty great return on investment if you ever actually need it.

Why Auto Approve?

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It’s time to make a change.

Most people are paying too much on their auto loan. Now is the time to refinance and lower your monthly payment. We’ll make it happen.
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Our customers love us.

With an A+ rating from the Better Business Bureau and a 96% would-recommend rating on LendingTree, you can refinance with us with confidence.
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The personalized service you deserve.

At Auto Approve, you always get a human touch. We’re real people working hard to save you money – no robots required.
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The deal that’s right for you.

We'll work to personally make sure you get the best deal for you. We're your advocate, getting you a great fit for your needs.
(Yes we even handle the paperwork)
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No upselling. Ever.

Unlike our competitors, we never mark up the price you pay to a higher rate than the bank actually offers. With Auto Approve, savings are passed on to you directly, no upsell.
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More money in your pocket.

The most important thing we do? We lower your monthly payments. When you refinance with Auto Approve, you’ll have more money in your pockets.

The right product to save you money.

From Auto Refinance to Vehicle Protections plans Auto Approve is with you every step of the way.

Auto Lease Purchase

Ready to own your car? Our auto lease purchasing options make it possible – and affordable.
Learn more
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Motorcycle Refinance

Yep, we can refinance your hog too. Or your RV, ATV, or boat. (And if you have all four, be our friend?)
Learn more
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    *APR and Fees Disclosure: Auto Approve works to find you the best Annual Percentage Rate (APR), which is based on factors like your credit history, vehicle and desired payment terms. Fees to complete your loan refinance vary by state and lender; they generally include admin fees, doc fees, DMV and title. Advertised 6.24% APR based on: 2019 model year or newer vehicle, 730 minimum FICO credit score, and loan term up to 72 months. All loans subject to credit and lender approval.
    Auto Approve has an A+ rating with the BBB and is located at 2860 Vicksburg Lane North Plymouth, MN 55447. Auto Approve works to find its customers the best terms and APR, which are based on factors like credit history, vehicle, and desired payment terms. Loan amounts, costs, and fees vary by state and lender; they generally include admin fees, doc fees, DMV, and title fees, depending on the lender and period of repayment. There is no fee to obtain a quote and all refinancing-related costs are included in the amount financed so there are no out-of-pocket costs! For more information, please go to