For Lending Partners
Loan volume your portfolio will actually thank you for.
Auto Approve delivers turn-key auto refinance volume to your institution — $0 upfront cost, no added headcount, and full control over every underwriting decision.
Explore a PartnershipThe Opportunity
Your Ideal Borrowers Are Refinancing Somewhere Else.
Every month, thousands of creditworthy consumers refinance their auto loans through a lender who isn't you — simply because they never saw your rate sheet. Auto Approve spends millions in targeted marketing to find those borrowers, pre-qualifies them, and routes the ones who match your credit box straight into your pipeline.
Source: TransUnion US consumer credit database, 2026
The Offer
Turn-Key Loan Volume. None Of The Overhead.
Zero Upfront Cost.
No implementation fees, no subscription. It's pay-for-performance — you only pay when a loan is booked.
Zero Added Headcount.
Add loan volume without adding FTE expense. Our 400+ auto loan experts handle sourcing, verification, docs, and title work.
Zero Extra Risk.
We target consumers with solid repayment histories. Refinanced loans have historically outperformed indirect originations.
Zero Loss Of Control.
You set the underwriting guidelines. You accept, decline, and fund every loan — Auto Approve is simply the conduit.
Who You Are Partnering With
A Nationally Recognized Refinance Leader, Built For Lending Partners.
Auto Approve is a direct-to-consumer auto loan origination firm headquartered in Minneapolis and Chicago, originating since March 2017. We match auto refinance consumers with the right lending partners — growing portfolios without growing headcount.
What We Hand You
Everything Your Team Needs To Integrate. Already Built.
You shouldn't have to build a lending program from scratch. We bring the technology, marketing engine, and operations team — integrated with your platform and ready to fund from day one.
Approve Engine
Automated decisioning built to your rate sheet and underwriting rules
Platform Integrations
Seamless with MeridianLink, Origence, RouteOne, and Dealertrack
Marketing Engine
Direct mail, online, social, and affinity channels reaching millions monthly
Full Verification
Every application verified before it reaches your queue
Title & Funding
Proprietary software handles payoff checks and title work
30–45 Day Launch
From signed agreement to go-live
Portfolio Reporting
Track volume and performance month over month
Dedicated BD Team
One point of contact for your institution, start to finish
Ai-Powered Platform
A Decade Of Data, Powering Every Refinance Faster, Smarter, And More Consistent.
AI runs through every step of the Auto Approve process — from matching a borrower to the right lender, to verifying documents, to monitoring service quality. Not a bolt-on, but the engine behind the entire refinance journey.
Trained On 1M+ Applications
NOVA
Network Offer Validation & Allocation
50%
of applicants matched in one click
Analyzes each borrower's credit profile, vehicle, and loan details against 50+ lender criteria to surface the best available offer in real time.
AVA
Automated Verification Assistant
33%+
reduction in loan processing time
AI-driven document verification and classification that accelerates loan funding with greater accuracy and less friction.
VERA
Verification & Experience Review Automation
100%
of consented calls monitored
Monitors every consented customer call for compliance, script adherence, and service quality.
Security And Compliance
Built To The Same Standard As Our Lending Partners.
We are a financial services company. Security and compliance are not a feature section — they are the foundation of everything we do.
Bank Level Encryption
All consumer data is encrypted in transit and at rest, to the same standard required of our lending partners.
Fully Compliant With Federal Lending Regulations
TILA, ECOA, FCRA, GLBA, and state-level compliance across all 50 states.
Full Application Verification
Every consumer application is fully verified before it's routed to your underwriting queue.
You Retain Full Control
You set the guidelines. You approve, decline, and fund every loan we bring you.
Trusted Partners
Recognition
Inc. 5000
America's Fastest-Growing Private Companies
A+ BBB Rating
Better Business Bureau Accredited
4.7★ Trustpilot
15,000+ reviews — Excellent
Give your portfolio a real growth win.
Contact us today and we will follow up to walk you through the volume that fits your lending criteria.
partnerships@autoapprove.com