For HR And Benefits Leaders
Auto Approve helps your employees refinance their car loans and keep hundreds more each month. No cost to your company. No admin burden. No data crossing your desk.
Loans Refinanced
BBB Rating
Google Reviews
Associates, 12 States
The Problem
Tens of millions of Americans took out auto loans when rates peaked. For many of your employees, that means hundreds of dollars leaving their budget every month that does not need to. Financial strain does not stay home. It follows them into meetings, through absences, and eventually out the door.
Typical monthly savings per employee after refinancing.
Americans carrying auto loans originated above current market rates.
Of Auto Approve refinances beat the customer’s original loan rate.
The Offer
We built this program specifically for HR and benefits teams who want a high-impact perk without another vendor contract, another line item, or another data pipeline to manage.
No implementation fees. No subscription. No revenue share asks. Your employees get a benefit; your finance team gets nothing to reconcile.
We build your co-branded landing page, your rollout materials, and your dedicated employee phone line. You assign one point of contact. We handle the rest.
Employee financial details never touch your systems. Eligibility is managed through a simple company name check, not through your HRIS.
Pause, scale, or end the program at any time. No contracts that outlast the person who signed them.
What Your Employees Get
Average Monthly Savings
Paid to every employee whose refinance funds. A clean, tangible thank-you for taking action.
Spouses, parents, adult children, and anyone your team wants to bring in. The benefit goes further than the employee’s paycheck.
No SSN required to see a rate. Initial check never touches the credit score.
Employees can skip up to three car payments when they sign their new loan. Real breathing room.
How It Works
The employee experience is the entire product. We have obsessed over making it feel effortless, because a benefit only works if people actually use it.
Your employee enters year, make, model and a few basics. No SSN. No impact on their credit score.
Our system runs the quote against our nationwide network of credit unions and banks and returns the strongest offer.
Lower monthly payment, optional three month payment holiday, plus a $150 Amazon gift card once the loan funds.
Who You Are Partnering With
Auto Approve is a direct-to-consumer auto refinancing company serving customers in all 50 states. We work with a nationwide network of credit unions and banks to lower monthly payments, and we are backed by Delaware Street Capital.
In auto loans refinanced for our customers to date.
Associates working across 12 states.
BBB rating. 4.6 on Trustpilot. 4.5 on Google.
Of refinances beat the customer’s original rate.
What We Hand You
You should not have to design posters to roll out a benefit. We produce every asset your program needs, co-branded with your company, ready to distribute on day one.
Co-branded landing page
Dedicated employee phone line
Digital banners
Branded email templates
Break room posters
Paycheck inserts
HR portal graphics
Animated digital assets
Security And Compliance
We are a financial services company. Security is not a feature section; it is the foundation of everything we do.
All employee data is encrypted in transit and at rest, using the same standards required of our lending partners.
TILA, ECOA, FCRA, GLBA, and state-level compliance across all 50 states.
Your HR and finance teams never see financial information. Aggregate program participation reporting only.
Each employee decides what to share, when, and with whom. Participation is entirely opt-in.
Tell us about your workforce. We’ll send back a tailored rollout plan, including sample materials and a projected savings estimate, within two business days.
