Auto Refinance Resources

Many people in the United States are drowning in debt; specifically student loan debt. Americans owe a collective $1.77 trillion in federal and private student loans as of March 2023, and these burdens are hard for many people to escape. So what are yo...

You have almost certainly heard the term “down payment”, whether you are looking to buy a car, a house, or another large purchase. But coming up with the money for a down payment can seem daunting, if not downright impossible. So how can you save money...

A lot changes when you have kids, even your time in the car. Perhaps your car used to be your safe space, a place where you could listen to your favorite music while enjoying the fresh air. But now it’s full of kids' music, snack wrappers, and incessan...

Having a pickup truck is more popular now than ever before, and with good reason. While they used to be utility vehicles that were primarily used for work, these vehicles are now equipped with all of the luxuries that come with high end cars. They have...

Cars can provide convenience and a level of comfort that is hard to beat. As a freshman you probably won’t be allowed to have a car on campus, but as a sophomore you may have the option. So how can you decide if having a car on campus is a good idea? H...

Buying a car is exciting, but it’s easy to get carried away in the moment and forget to ask all of the questions that you need to ask. New cars are expensive, so you want to be sure that you get the best deal possible while still getting the car you tr...

Everyday there are more and more scams coming our way. While some are just mildly annoying, others are a full-scale attack on our finances and our identity. Unfortunately there are no failsafe, 100% effective ways to protect ourselves, but there are a ...

Getting your license and buying your first car is one of the most exciting moments in a teenager’s life. After all, a car means freedom, independence, and adulthood. And for parents, it marks the end of playing chauffeur for your kids. But buying a car...

Summer is nearing its end with many parts of the country already heading back to the classroom. But while the weather is warm and the days are long there are still ways we can enjoy the summer and make every minute of sunshine count. Here’s our last mi...

For most of the United States this summer has been brutally hot. Dealing with the heat can be uncomfortable and even dangerous for many, including our cars. The heat can bring a lot of unwelcome issues, so it’s important to try to head off any problems...

When buying a car there are a number of additional expenses that we will be required to pay on top of the vehicle price, and one of those expenses is sales tax. Whether it is new or used, sales tax is required by most states and should be factored into...

If you are planning on buying a new car, there’s a good chance that you will need to finance at least part of the purchase. Financing allows you to borrow some (or all) of the money for a large purchase and pay it back to the lender over a set period o...

If you have a disability, driving may feel like a daunting task. But it’s important to keep in mind that you are not alone. After all there are more than 25 million people living in the United States with a travel limiting disability. But manufacturers...

Technology is advancing at an incredible speed. When we think of futuristic cars, we often think of the flying cars that zoomed around in episodes of The Jetsons. But what does the future of cars look like now as we stand in 2023 and look ahead 25 year...

Cars today rely heavily on computers, and while the idea of hacking a car may seem like a plotline out of a heist movie, it’s quickly becoming a reality. Modern cars are susceptible to cyber attacks in the same way that our phones and computers are, an...

 We spend a lot of time in our cars these days. This means we often need things in our cars to make our time there easier and safer. Our glove boxes are the perfect place for all of these essential items. While everyone has different specific needs for...

There are a number of ways that people can get over their heads with monthly payments. After all, car loan payments are at an all time high with new car payments averaging $725 per month. With the added cost of insurance, gas, and maintenance, owning a...

Car dealerships used to be the only name in the game if you wanted a new car, but nowadays you have another option: buying a car online. So how can you decide if buying a car from a dealership is the right move for you?  Here’s how you can decide if yo...

If you have the know-how and inclination to work on your car yourself, then hurray! While it will eat up more of your time, you will save yourself money and probably a few headaches. But if you are like most of us and don’t have the knowledge or the ti...

Many people are trying to find ways to save money, and when you can save money while doing something good for the environment, it is a win-win situation. Carpooling can help you and your neighbors save money while cutting down on emissions, so it’s a g...

Have you ever let a friend or family borrow your car and wondered if they were covered under your insurance policy? The answer is yes–in most cases–under permissive use auto insurance. So what exactly is permissive use auto insurance and what does it c...

If you are having trouble making your monthly car payments, you are probably looking for a way out–and you are not alone. According to Experian, the average new car payment is $725 in 2023. It’s all too easy to get behind on payments when expenses cree...

If your credit score is less than perfect, is there any hope of getting a car loan? Car loans are easier to secure when your credit score is in good shape, but that doesn't mean it’s impossible to get a car loan with bad credit.  Here’s what you need t...

Let’s face it: owning a car is expensive. From buying your car to insuring it and paying for gas, the price tag on owning a car is only getting higher. For the first time ever the average annual cost of owning a car broke $10,000 in 2022 according to t...

For the first time in almost a year and a half the Fed decided to not raise interest rates. In June 2023 they instead kept the prime interest rates between 5% and 5.25%. But what does that mean for our personal finances, and what moves should we be mak...