Refinance Motorcycle Loan | Find Out If You Qualify Here

You’re probably paying too much for your motorcycle.
We can help.
Lower your monthly payments now
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What is motorcycle refinancing?
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Refinancing is when you take out a new loan to pay off your existing loan on your motorcycle. Then, you pay off the old loan and start paying the new loan at a lower rate – saving you money both in total and on your monthly payments.
Why refinance?
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There are plenty of good reasons! Interest rates today are historically low, and motorcycle dealerships rarely give buyers a competitive rate, so it’s very likely that you’re eligible for a lower rate than you’re paying. Plus, when you refinance, you can skip up to your next 3 payments, giving yourself access to extra money at a time when you can use it most.
And in the end…
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When you refinance to the lower rate you qualify for, you pay less monthly and overall. Paying off your motorcycle quicker and for less sounds pretty sweet, right? It is – and it means more money in your pocket (and out of the hands of the banks) for you to spend however you want.
Start saving today
Add A Motorcycle Protection Plan
Your motorcycle warranty is usually a part of your loan or lease, so when you refinance, you need to find a new warranty to pair with your new loan. We make it easy to save money and bundle your payments when you add an extended motorcycle warranty to your loan with Auto Approve, giving you protection against costly future repairs and peace of mind.
Your Choice of Mechanic
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Already have a mechanic in mind? Choose any ASE-certified mechanic, anywhere in the United States. We’ll pay them directly, hassle-free.
24/7 roadside assistance
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Wherever you are, at any hour of any day, if you need us, we’ll be there. (As long as what you need is roadside assistance.)
Rental cars reimbursed
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Life doesn’t stop because your motorcycle's in the shop. We’ll reimburse you for your rental car up to $50 per day.
Courtesy towing
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Need a tow truck? We’ve got one. Say the word and we’ll handle the towing – at no additional cost to you.
Save Thousands
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Parts can break down without warning, costing you thousands of dollars. An extended motorcycle warranty means you’re protected against surprises.
Flexible financing made easy
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And best of all, your extended motorcycle warranty can be built into your loan, so all you have to do is make one easy monthly payment.
Plus GAP to fill the gaps.
Guaranteed Asset Protection (GAP) usually comes with your loan. When you refinance, we’ll work with you to make sure your new loan comes with the GAP insurance that makes sense for you.
Protect against depreciation
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The purpose of GAP insurance is to cover the difference between what you owe on your loan and what your car is really worth. Since motorcycle depreciate from the moment they’re purchased, GAP protects you from negative equity.
There when you need it most
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GAP swoops in when bad things happen. If your motorcycle is totaled or stolen, your Comprehensive and Collision coverage factors in depreciation to what they’ll pay out, so you end up owing the difference between the motorcycle's worth and your loan amount – unless you have GAP to pay that difference.
Just a few dollars a month
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The best news is, most GAP coverage is less than $14 a month, so as coverage goes, it offers a pretty great return on investment if you ever actually need it.
Why Auto Approve?
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It’s time to make a change.
Most people are paying too much on their auto loan. Now is the time to refinance and start putting money back in your pocket. We'll make it happen.
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Our customers love us.
With an A+ rating from the Better Business Bureau and a 96% would-recommend rating on LendingTree, you can refinance with us with confidence.
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The personalized service you deserve.
At Auto Approve, you get the service that works for you. Want a human? We’re real people and ready to chat.
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The deal that’s right for you.
We're your advocate, working to find the best loan for your needs.
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No mark-ups. Ever.
Unlike our competitors, we never mark up the rate you pay. Some companies will give you a higher rate than the bank actually offers and pocket the difference. With Auto Approve, your savings are passed on to you directly.
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More money in your pocket.
The most important thing we do is lower your monthly payments. Refinance with Auto Approve, you’ll have more cash to spend on the things that matter most.
The right product to save you money.
From Auto Refinance to Vehicle Protection plans, Auto Approve is with you every step of the way.
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